ZIP Code · NY

ZIP 14120

Part of North Tonawanda, NY

Pop. 44,241·Niagara County·304th most expensive ZIP in New York

Median rent (all units)

$1,341/mo

Year-over-Year

+0.6%

Month-over-Month

-0.7%

vs US Median

-$591

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 14120 · $1,341

More affordable than 84% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,040

1 BR

$1,080

2 BR

$1,270

3 BR

$1,550

4 BR+

$1,770

Research median

$1,270/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of New York

Rent in ZIP 14120 changed +0.6% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 3 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($74,871) is $1,872 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,770).

Cheaper nearby

ZIP 14094, 9 miles away, rents for 24% less ($1,025/mo), about $3,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 14120. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,092/yr

At $1,341/mo median

Location

CityNorth Tonawanda

StateNY

CountyNiagara County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.6% YoY, -0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 14120 (North Tonawanda, NY) is majority owner-occupied, has a large retiree population, 31% of residents hold a bachelor's degree or higher.

Population

44,241

Median income

$74,871

Median age

44.9

Renters

27.5%

Age distribution

19.1%

19%

24.2%

14.6%

23%

Under 1819.1%

18–3419%

35–5424.2%

55–6414.6%

65+23%

Gender

48.9%

51.1%

Male48.9%

Female51.1%

Race & ethnicity

91.1%

White91.1%

Black2.2%

Hispanic2.7%

Asian0.8%

Other3.2%

Education (25+)

31.6%

31%

No HS diploma5.8%

HS diploma31.6%

Some college31.6%

Bachelor's+31%

Housing tenure

72.5%

27.5%

Owner72.5%

Renter27.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 14120 in North Tonawanda, NY has changed in 5 years

Income

$70,248 → $74,871

up 6.6%

Population

44,079 → 44,241

up 0.4%

Renter share

27% → 27.5%

+0.5 pts

Bachelor's+

29.3% → 31%

+1.7 pts

Household income in the area moved from $70,248 to $74,871 across the same window, up 6.6% versus 2021.

Community

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Local insights

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About renting in ZIP 14120

Last updated: October 17, 2026

ZIP code 14120 covers North Tonawanda, NY. The median rent here is $1,341/mo as of October 2026. A 1-bedroom rents for a median of $1,080/mo. A 2-bedroom rents for a median of $1,270/mo.

At 21% of local median household income ($74,871/yr), ZIP 14120 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14120?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,341/mo in ZIP 14120. The local median household income is $74,871/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 14120?

Rent in ZIP 14120 has risen 0.6% over the past year.

How does ZIP 14120 compare to other ZIPs in New York?

ZIP 14120 is one of the more affordable among New York ZIP codes for rent, ranking #304 of 334 at $1,341/mo. Over the year to September 2026, rent in ZIP 14120 changed +0.6%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.