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ZIP Code · NY

ZIP 14304

Pop. 29,208·Niagara County·317th most expensive ZIP in New York
Median rent (all units)
$1,317/mo
Year-over-Year
Stable
Month-over-Month
-5.9%
vs US Median
-$648
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 14304 · $1,317
More affordable than 86% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,000
2 BR
$1,180
3 BR
$1,440
4 BR+
$1,640
Research median
$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,804/yr
At $1,317/mo median
Location
StateNY
CountyNiagara County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -5.9% MoM), not inventory.
Demographics

Who lives here

ZIP 14304 (Niagara Falls, NY) is majority owner-occupied, has a large retiree population, 25% of residents hold a bachelor's degree or higher.

Population
29,208
Median income
$66,660
Median age
43
Renters
24.9%
Age distribution
20.1%
19.5%
24.1%
15.6%
20.7%
Under 1820.1%
18–3419.5%
35–5424.1%
55–6415.6%
65+20.7%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
85.5%
White85.5%
Black3.6%
Hispanic4.8%
Asian1.2%
Other4.9%
Education (25+)
33.4%
33.6%
25%
No HS diploma8%
HS diploma33.4%
Some college33.6%
Bachelor's+25%
Housing tenure
75.1%
24.9%
Owner75.1%
Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 14304 in Niagara Falls, NY has changed in 5 years

Income
$59,431 → $66,660
up 12.2%
Population
28,625 → 29,208
up 2.0%
Renter share
22.5% → 24.9%
+2.4 pts
Bachelor's+
25.2% → 25%
-0.2 pts
Median age
44.2 → 43
-1.2 yrs

Household income in the area moved from $59,431 to $66,660 across the same window, up 12.2% versus 2021. Census counts show ZIP 14304 in Niagara Falls, NY adding about 583 residents over the five-year window, up 2.0% on net. The renter share has risen from 22.5% to 24.9%, with owner-occupied housing accounting for the remainder.

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Local insights

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About renting in ZIP 14304

Last updated: July 20, 2026

ZIP code 14304 covers Niagara Falls, NY. The median rent here is $1,317/mo as of July 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,180/mo.

At 24% of local median household income ($66,660/yr), ZIP 14304 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 14304?

As of July 20, 2026, the median monthly rent in ZIP 14304 (Niagara Falls, NY) is $1,317. This is based on aggregated data from public sources and community submissions.

How does ZIP 14304 rent compare to the US average?

ZIP 14304's median rent of $1,317/mo is $648 (33%) below the US national median of $1,965/mo.

How does ZIP 14304 compare to other ZIPs in New York?

ZIP 14304 is among the more affordable ZIP codes in New York, ranking #317 out of 344 ZIPs at $1,317/mo.

How much income do you need to rent in ZIP 14304?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,317/mo in ZIP 14304. The local median household income is $66,660/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 14304?

Rent in ZIP 14304 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 14304 an affordable place to rent?

ZIP 14304 is considered very affordable for renters. At $1,317/mo, rent takes approximately 24% of the local median household income ($66,660/yr). The standard benchmark is 30%. ZIP 14304 falls comfortably within that range.

What percentage of ZIP 14304 residents rent vs. own?

According to Census data, approximately 24.9% of ZIP 14304 households are renters, while 75.1% are owner-occupied. ZIP 14304 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 14304 compare to the rest of Niagara Falls?

ZIP 14304 is pricier than Niagara Falls as a whole. At $1,317/mo, it's $105 above the Niagara Falls citywide median of $1,212/mo.

When was rent data for ZIP 14304 last updated?

Rent data for ZIP 14304 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
24%
VERY AFFORDABLE

At $1,317/mo, rent takes ~24% of ZIP 14304's median household income ($66,660/yr). The standard benchmark is 30%.

ZIP 14304 24%Benchmark 30%
State income tax4–10.9%
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