ZIP Code · NY

ZIP 14304

Part of Niagara Falls, NY

Pop. 29,208·Niagara County·314th most expensive ZIP in New York

Median rent (all units)

$1,304/mo

Year-over-Year

Stable

Month-over-Month

+1.4%

vs US Median

-$628

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 14304 · $1,304

More affordable than 86% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$970

1 BR

$1,000

2 BR

$1,180

3 BR

$1,440

4 BR+

$1,640

Research median

$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($66,660) is $1,667 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,640).

Rank in Niagara Falls

4th cheapest of 4 ZIP codes in Niagara Falls.

Cheaper nearby

ZIP 14301, 4 miles away, rents for 13% less ($1,140/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 14304. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,648/yr

At $1,304/mo median

Location

CityNiagara Falls

StateNY

CountyNiagara County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 14304 (Niagara Falls, NY) is majority owner-occupied, has a large retiree population, 25% of residents hold a bachelor's degree or higher.

Population

29,208

Median income

$66,660

Median age

Renters

24.9%

Age distribution

20.1%

19.5%

24.1%

15.6%

20.7%

Under 1820.1%

18–3419.5%

35–5424.1%

55–6415.6%

65+20.7%

Gender

50%

Male50%

Female50%

Race & ethnicity

85.5%

White85.5%

Black3.6%

Hispanic4.8%

Asian1.2%

Other4.9%

Education (25+)

33.4%

33.6%

25%

No HS diploma8%

HS diploma33.4%

Some college33.6%

Bachelor's+25%

Housing tenure

75.1%

24.9%

Owner75.1%

Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 14304 in Niagara Falls, NY has changed in 5 years

Income

$59,431 → $66,660

up 12.2%

Population

28,625 → 29,208

up 2.0%

Renter share

22.5% → 24.9%

+2.4 pts

Bachelor's+

25.2% → 25%

-0.2 pts

Median age

44.2 → 43

-1.2 yrs

Household income in the area moved from $59,431 to $66,660 across the same window, up 12.2% versus 2021. Census counts show ZIP 14304 in Niagara Falls, NY adding about 583 residents over the five-year window, up 2.0% on net. The renter share has risen from 22.5% to 24.9%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 14304

Last updated: October 17, 2026

ZIP code 14304 covers Niagara Falls, NY. The median rent here is $1,304/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,180/mo.

At 23% of local median household income ($66,660/yr), ZIP 14304 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 14304?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,304/mo in ZIP 14304. The local median household income is $66,660/yr, so the typical household meets that bar.