ZIP Code · PA

ZIP 17201

Pop. 27,554·Franklin County·236th most expensive ZIP in Pennsylvania
Median rent (all units)
$1,153/mo
Year-over-Year
+2.8%
Month-over-Month
+0.4%
vs US Median
-$779
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 17201 · $1,153
More affordable than 93% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,080
1 BR
$1,190
2 BR
$1,470
3 BR
$1,950
4 BR+
$2,120
Research median
$1,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Pennsylvania

Rent in ZIP 17201 changed +2.8% over the year to September 2026. Across the 205 Pennsylvania ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($61,234) is $1,531 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,470); a 3-bedroom is $1,950.

From Zillow's monthly rent index (ZORI) for ZIP 17201. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$13,836/yr
At $1,153/mo median
Location
StatePA
CountyFranklin County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.8% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 17201 (Chambersburg, PA) is roughly split between renters and owners, has a large retiree population, has a median income below the national average, 29% of residents hold a bachelor's degree or higher.

Population
27,554
Median income
$61,234
Median age
41.2
Renters
51.6%
Age distribution
19.6%
22.1%
25%
21.8%
Under 1819.6%
18–3422.1%
35–5425%
55–6411.5%
65+21.8%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
73%
20.3%
White73%
Black6.2%
Hispanic20.3%
Asian0.8%
Education (25+)
42.1%
20.1%
29%
No HS diploma8.7%
HS diploma42.1%
Some college20.1%
Bachelor's+29%
Housing tenure
48.4%
51.6%
Owner48.4%
Renter51.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 17201 in Chambersburg, PA has changed in 5 years

Income
$52,786 → $61,234
up 16.0%
Population
27,638 → 27,554
down 0.3%
Renter share
52% → 51.6%
-0.4 pts
Bachelor's+
26.7% → 29%
+2.3 pts
Median age
40.4 → 41.2
+0.8 yrs

On the earnings side, the typical household in ZIP 17201 in Chambersburg, PA now reports about $61,234, up from $52,786 in 2021. Bachelor's-degree-or-higher attainment moved from 26.7% to 29% across the same window.

Community

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Local insights

Tips for renters in ZIP 17201

About renting in ZIP 17201

Last updated: October 17, 2026

ZIP code 17201 covers Chambersburg, PA. The median rent here is $1,153/mo as of October 2026. A 1-bedroom rents for a median of $1,190/mo. A 2-bedroom rents for a median of $1,470/mo.

At 23% of local median household income ($61,234/yr), ZIP 17201 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 17201?

To keep rent at or below 30% of gross income, you would need to earn at least $46,000/year (about $22/hour full-time) to afford the median rent of $1,153/mo in ZIP 17201. The local median household income is $61,234/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 17201?

Rent in ZIP 17201 has risen 2.8% over the past year.

How does ZIP 17201 compare to other ZIPs in Pennsylvania?

ZIP 17201 is one of the more affordable among Pennsylvania ZIP codes for rent, ranking #236 of 261 at $1,153/mo. Over the year to September 2026, rent in ZIP 17201 changed +2.8%, against a typical +3.8% across the 205 Pennsylvania ZIP codes Zillow tracks.

How does ZIP 17201 compare to the rest of Chambersburg?

At $1,153/mo, ZIP 17201 is $134 below the Chambersburg citywide median of $1,287/mo.
Income Affordability
23%
VERY AFFORDABLE

At $1,153/mo, rent takes ~23% of ZIP 17201's median household income ($61,234/yr). The standard benchmark is 30%.

ZIP 17201 23%Benchmark 30%
State income tax3.07%
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Schools nearby

Public schools near ZIP 17201 (Chambersburg, PA)

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