ZIP Code · VA

ZIP 20164

Part of Sterling, VA

Pop. 43,436·Loudoun County·21st most expensive ZIP in Virginia

Median rent (all units)

$2,811/mo

Year-over-Year

+7.1%

Month-over-Month

+0.3%

vs US Median

+$879

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 20164 · $2,811

More expensive than 87% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,110

1 BR

$2,180

2 BR

$2,430

3 BR

$3,070

4 BR+

$3,600

Research median

$2,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 20164 is at its highest level since Zillow's records here began in March 2022.

Past year vs. the rest of Virginia

Rent in ZIP 20164 changed +7.1% over the year to September 2026. Across the 169 Virginia ZIP codes Zillow tracks, the typical change was +3.4%.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($135,660) is $3,392 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,070); a 4-bedroom is $3,600.

Rank in Sterling

3rd cheapest of 3 ZIP codes in Sterling.

Cheaper nearby

ZIP 20170, 2 miles away, rents for 15% less ($2,388/mo), about $5,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 20164. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$33,732/yr

At $2,811/mo median

Location

CitySterling

StateVA

CountyLoudoun County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 7.1% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+7.1% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 20164 (Sterling, VA) is majority owner-occupied, has a median income above the national average, 37.6% of residents hold a bachelor's degree or higher.

Population

43,436

Median income

$135,660

Median age

35.6

Renters

24.9%

Age distribution

23.3%

25.7%

27.8%

Under 1823.3%

18–3425.7%

35–5427.8%

55–6411.8%

65+11.4%

Gender

51.8%

48.2%

Male51.8%

Female48.2%

Race & ethnicity

33%

45%

14.6%

White33%

Black8.1%

Hispanic45%

Asian14.6%

Education (25+)

19.7%

21.5%

21.2%

37.6%

No HS diploma19.7%

HS diploma21.5%

Some college21.2%

Bachelor's+37.6%

Housing tenure

75.1%

24.9%

Owner75.1%

Renter24.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 20164 in Sterling, VA has changed in 5 years

Rent

$2,163 → $2,811

up 30.0%

Income

$118,919 → $135,660

up 14.1%

Population

42,630 → 43,436

up 1.9%

Renter share

24.4% → 24.9%

+0.5 pts

Bachelor's+

40.4% → 37.6%

-2.8 pts

Median age

34.5 → 35.6

+1.1 yrs

Since 2022, the typical rent in ZIP 20164 in Sterling, VA has climbed from $2,163 to $2,811, a 30.0% change over five years. On the earnings side, the typical household in ZIP 20164 in Sterling, VA now reports about $135,660, up from $118,919 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 1.9% since 2021, moving from about 42,630 residents to roughly 43,436. College-educated residents now make up 37.6% of adults here, versus 40.4% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 20164 in Sterling, VA reflects that arc in its own way.

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About renting in ZIP 20164

Last updated: October 17, 2026

ZIP code 20164 covers Sterling, VA. The median rent here is $2,811/mo as of October 2026. A 1-bedroom rents for a median of $2,180/mo. A 2-bedroom rents for a median of $2,430/mo.

At 25% of local median household income ($135,660/yr), ZIP 20164 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20164?

To keep rent at or below 30% of gross income, you would need to earn at least $112,000/year (about $54/hour full-time) to afford the median rent of $2,811/mo in ZIP 20164. The local median household income is $135,660/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 20164?

Rent in ZIP 20164 has risen 7.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2022.

How does ZIP 20164 compare to other ZIPs in Virginia?

ZIP 20164 is one of the pricier among Virginia ZIP codes for rent, ranking #21 of 194 at $2,811/mo. Over the year to September 2026, rent in ZIP 20164 changed +7.1%, against a typical +3.4% across the 169 Virginia ZIP codes Zillow tracks.