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ZIP Code · MD

ZIP 20874

Pop. 62,738·Montgomery County·56th most expensive ZIP in Maryland
Median rent (all units)
$2,142/mo
Year-over-Year
+8.7%
Month-over-Month
+1.9%
vs US Median
+$177
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 20874 · $2,142
More expensive than 67% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,930
1 BR
$1,990
2 BR
$2,220
3 BR
$2,800
4 BR+
$3,290
Research median
$2,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$25,704/yr
At $2,142/mo median
Location
StateMD
CountyMontgomery County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.7% YoY, +1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 20874 (Germantown, MD) is majority owner-occupied, has a median income above the national average, 48.9% of residents hold a bachelor's degree or higher.

Population
62,738
Median income
$115,022
Median age
37.6
Renters
33.6%
Age distribution
23.1%
22.7%
28%
14.4%
Under 1823.1%
18–3422.7%
35–5428%
55–6414.4%
65+11.8%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
28.7%
27.1%
22%
18.4%
White28.7%
Black27.1%
Hispanic22%
Asian18.4%
Other3.7%
Education (25+)
18.8%
22.9%
48.9%
No HS diploma9.4%
HS diploma18.8%
Some college22.9%
Bachelor's+48.9%
Housing tenure
66.4%
33.6%
Owner66.4%
Renter33.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20874 in Germantown, MD has changed in 5 years

Rent
$1,607 → $2,142
up 33.3%
Income
$103,443 → $115,022
up 11.2%
Population
62,270 → 62,738
up 0.8%
Renter share
34.1% → 33.6%
-0.5 pts
Bachelor's+
46.5% → 48.9%
+2.4 pts
Median age
36.8 → 37.6
+0.8 yrs

Compared with 2021, rent in ZIP 20874 in Germantown, MD has climbed by $535 per month, settling near $2,142 after starting the period at $1,607. Local incomes tracked alongside that move, going from a median of $103,443 in 2021 to $115,022 more recently. Rent outpaced income growth by roughly 22.1 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 46.5% to 48.9%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 20874 in Germantown, MD market of 2021.

Community

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Local insights

Tips for renters in ZIP 20874

About renting in ZIP 20874

Last updated: July 20, 2026

ZIP code 20874 covers Germantown, MD. The median rent here is $2,142/mo as of July 2026. A 1-bedroom rents for a median of $1,990/mo. A 2-bedroom rents for a median of $2,220/mo.

At 22% of local median household income ($115,022/yr), ZIP 20874 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 20874?

As of July 20, 2026, the median monthly rent in ZIP 20874 (Germantown, MD) is $2,142. This is based on aggregated data from public sources and community submissions.

How does ZIP 20874 rent compare to the US average?

ZIP 20874's median rent of $2,142/mo is $177 (9%) above the US national median of $1,965/mo.

How does ZIP 20874 compare to other ZIPs in Maryland?

ZIP 20874 falls in the middle range for Maryland, ranking #56 out of 140 ZIPs at $2,142/mo.

How much income do you need to rent in ZIP 20874?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (~$41/hour full-time) to afford the median rent of $2,142/mo in ZIP 20874. The local median household income is $115,022/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 20874?

Rent in ZIP 20874 has increased 8.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 20874 an affordable place to rent?

ZIP 20874 is considered very affordable for renters. At $2,142/mo, rent takes approximately 22% of the local median household income ($115,022/yr). The standard benchmark is 30%. ZIP 20874 falls comfortably within that range.

What percentage of ZIP 20874 residents rent vs. own?

According to Census data, approximately 33.6% of ZIP 20874 households are renters, while 66.4% are owner-occupied. ZIP 20874 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 20874 compare to the rest of Germantown?

ZIP 20874 is pricier than Germantown as a whole. At $2,142/mo, it's $5 above the Germantown citywide median of $2,137/mo.

When was rent data for ZIP 20874 last updated?

Rent data for ZIP 20874 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $2,142/mo, rent takes ~22% of ZIP 20874's median household income ($115,022/yr). The standard benchmark is 30%.

ZIP 20874 22%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 20874 (Germantown, MD)

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