ZIP Code · MD

ZIP 20895

Part of Kensington, MD

Pop. 19,184·Montgomery County·4th most expensive ZIP in Maryland

Median rent (all units)

$3,111/mo

Year-over-Year

Stable

Month-over-Month

+0.4%

vs US Median

+$1,179

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 20895 · $3,111

More expensive than 92% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,040

1 BR

$2,110

2 BR

$2,350

3 BR

$2,970

4 BR+

$3,490

Research median

$2,350/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($173,625) is $4,341 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,490).

Cheaper nearby

ZIP 20902, 2 miles away, rents for 33% less ($2,078/mo), about $12,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 20895. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$37,332/yr

At $3,111/mo median

Location

CityKensington

StateMD

CountyMontgomery County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 20895 (Kensington, MD) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 74.3% of residents hold a bachelor's degree or higher.

Population

19,184

Median income

$173,625

Median age

41.9

Renters

21.3%

Age distribution

27.1%

12.4%

30%

18.7%

Under 1827.1%

18–3412.4%

35–5430%

55–6411.9%

65+18.7%

Gender

50%

Male50%

Female50%

Race & ethnicity

67.5%

16.5%

White67.5%

Black5.5%

Hispanic16.5%

Asian5.8%

Other4.7%

Education (25+)

74.3%

No HS diploma3.3%

HS diploma10.6%

Some college11.8%

Bachelor's+74.3%

Housing tenure

78.7%

21.3%

Owner78.7%

Renter21.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 20895 in Kensington, MD has changed in 5 years

Income

$158,204 → $173,625

up 9.7%

Population

19,051 → 19,184

up 0.7%

Renter share

18.1% → 21.3%

+3.2 pts

Bachelor's+

74.3% → 74.3%

+0.0 pts

On the earnings side, the typical household in ZIP 20895 in Kensington, MD now reports about $173,625, up from $158,204 in 2021. Renters now make up 21.3% of households, compared with 18.1% five years ago.

Community

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Local insights

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About renting in ZIP 20895

Last updated: October 17, 2026

ZIP code 20895 covers Kensington, MD. The median rent here is $3,111/mo as of October 2026. A 1-bedroom rents for a median of $2,110/mo. A 2-bedroom rents for a median of $2,350/mo.

At 22% of local median household income ($173,625/yr), ZIP 20895 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 20895?

To keep rent at or below 30% of gross income, you would need to earn at least $124,000/year (about $60/hour full-time) to afford the median rent of $3,111/mo in ZIP 20895. The local median household income is $173,625/yr, so the typical household meets that bar.