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ZIP Code · MD

ZIP 21403

Pop. 32,681·Anne Arundel County·47th most expensive ZIP in Maryland
Median rent (all units)
$2,260/mo
Year-over-Year
+16.4%
Month-over-Month
+4.8%
vs US Median
+$295
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 21403 · $2,260
More expensive than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,640
1 BR
$1,810
2 BR
$2,230
3 BR
$2,830
4 BR+
$3,140
Research median
$2,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$27,120/yr
At $2,260/mo median
Location
StateMD
CountyAnne Arundel County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 16.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+16.4% YoY, +4.8% MoM), not inventory.
Demographics

Who lives here

ZIP 21403 (Annapolis, MD) is majority owner-occupied, has a large retiree population, has a median income above the national average, 56.4% of residents hold a bachelor's degree or higher.

Population
32,681
Median income
$123,329
Median age
45.3
Renters
30.9%
Age distribution
18.7%
17.8%
25.4%
15.9%
22.2%
Under 1818.7%
18–3417.8%
35–5425.4%
55–6415.9%
65+22.2%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
67.4%
16.1%
White67.4%
Black11.7%
Hispanic16.1%
Asian1.7%
Other3.1%
Education (25+)
13%
21%
56.4%
No HS diploma9.6%
HS diploma13%
Some college21%
Bachelor's+56.4%
Housing tenure
69.1%
30.9%
Owner69.1%
Renter30.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21403 in Annapolis, MD has changed in 5 years

Income
$98,684 → $123,329
up 25.0%
Population
32,655 → 32,681
up 0.1%
Renter share
31.9% → 30.9%
-1.0 pts
Bachelor's+
56.1% → 56.4%
+0.3 pts
Median age
43.6 → 45.3
+1.7 yrs

Local incomes tracked alongside that move, going from a median of $98,684 in 2021 to $123,329 more recently.

Community

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Local insights

Tips for renters in ZIP 21403

About renting in ZIP 21403

Last updated: July 20, 2026

ZIP code 21403 covers Annapolis, MD. The median rent here is $2,260/mo as of July 2026. A 1-bedroom rents for a median of $1,810/mo. A 2-bedroom rents for a median of $2,230/mo.

At 22% of local median household income ($123,329/yr), ZIP 21403 ranks as affordable compared to the national benchmark of 30%. Rents have increased 16.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 21403?

As of July 20, 2026, the median monthly rent in ZIP 21403 (Annapolis, MD) is $2,260. This is based on aggregated data from public sources and community submissions.

How does ZIP 21403 rent compare to the US average?

ZIP 21403's median rent of $2,260/mo is $295 (15%) above the US national median of $1,965/mo.

How does ZIP 21403 compare to other ZIPs in Maryland?

ZIP 21403 is one of the pricier ZIP codes in Maryland, ranking #47 out of 140 ZIPs tracked at $2,260/mo.

How much income do you need to rent in ZIP 21403?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (~$43/hour full-time) to afford the median rent of $2,260/mo in ZIP 21403. The local median household income is $123,329/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 21403?

Rent in ZIP 21403 has increased 16.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 21403 an affordable place to rent?

ZIP 21403 is considered very affordable for renters. At $2,260/mo, rent takes approximately 22% of the local median household income ($123,329/yr). The standard benchmark is 30%. ZIP 21403 falls comfortably within that range.

What percentage of ZIP 21403 residents rent vs. own?

According to Census data, approximately 30.9% of ZIP 21403 households are renters, while 69.1% are owner-occupied. ZIP 21403 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 21403 compare to the rest of Annapolis?

ZIP 21403 is more affordable than Annapolis overall. At $2,260/mo, it's $138 below the Annapolis citywide median of $2,398/mo.

When was rent data for ZIP 21403 last updated?

Rent data for ZIP 21403 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $2,260/mo, rent takes ~22% of ZIP 21403's median household income ($123,329/yr). The standard benchmark is 30%.

ZIP 21403 22%Benchmark 30%
State income tax2–5.75%
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Schools nearby

Public schools near ZIP 21403 (Annapolis, MD)

Recent submissions

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