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ZIP Code · MD

ZIP 21401

Pop. 38,629·Anne Arundel County·30th most expensive ZIP in Maryland
Median rent (all units)
$2,409/mo
Year-over-Year
+7.2%
Month-over-Month
+1.1%
vs US Median
+$444
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 21401 · $2,409
More expensive than 76% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,820
1 BR
$2,020
2 BR
$2,480
3 BR
$3,150
4 BR+
$3,490
Research median
$2,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$28,908/yr
At $2,409/mo median
Location
StateMD
CountyAnne Arundel County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.2% YoY, +1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 21401 (Annapolis, MD) is majority owner-occupied, has a large retiree population, has a median income above the national average, 61.1% of residents hold a bachelor's degree or higher.

Population
38,629
Median income
$123,381
Median age
47.7
Renters
34.6%
Age distribution
17.1%
19.6%
21%
14.4%
28%
Under 1817.1%
18–3419.6%
35–5421%
55–6414.4%
65+28%
Gender
46.8%
53.2%
Male46.8%
Female53.2%
Race & ethnicity
69.7%
16.1%
White69.7%
Black16.1%
Hispanic8.1%
Asian3.6%
Other2.5%
Education (25+)
13.9%
20.6%
61.1%
No HS diploma4.4%
HS diploma13.9%
Some college20.6%
Bachelor's+61.1%
Housing tenure
65.4%
34.6%
Owner65.4%
Renter34.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 21401 in Annapolis, MD has changed in 5 years

Rent
$1,817 → $2,409
up 32.6%
Income
$112,599 → $123,381
up 9.6%
Population
39,517 → 38,629
down 2.2%
Renter share
35.9% → 34.6%
-1.3 pts
Bachelor's+
56.7% → 61.1%
+4.4 pts
Median age
45.6 → 47.7
+2.1 yrs

Since 2021, the typical rent in ZIP 21401 in Annapolis, MD has climbed from $1,817 to $2,409, a 32.6% change over five years. Household income in the area moved from $112,599 to $123,381 across the same window, up 9.6% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 2.2% since 2021, moving from about 39,517 residents to roughly 38,629. College-educated residents now make up 61.1% of adults here, versus 56.7% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 21401 in Annapolis, MD look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 21401

About renting in ZIP 21401

Last updated: July 20, 2026

ZIP code 21401 covers Annapolis, MD. The median rent here is $2,409/mo as of July 2026. A 1-bedroom rents for a median of $2,020/mo. A 2-bedroom rents for a median of $2,480/mo.

At 23% of local median household income ($123,381/yr), ZIP 21401 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 21401?

As of July 20, 2026, the median monthly rent in ZIP 21401 (Annapolis, MD) is $2,409. This is based on aggregated data from public sources and community submissions.

How does ZIP 21401 rent compare to the US average?

ZIP 21401's median rent of $2,409/mo is $444 (23%) above the US national median of $1,965/mo.

How does ZIP 21401 compare to other ZIPs in Maryland?

ZIP 21401 is one of the pricier ZIP codes in Maryland, ranking #30 out of 140 ZIPs tracked at $2,409/mo.

How much income do you need to rent in ZIP 21401?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (~$46/hour full-time) to afford the median rent of $2,409/mo in ZIP 21401. The local median household income is $123,381/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 21401?

Rent in ZIP 21401 has increased 7.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 21401 an affordable place to rent?

ZIP 21401 is considered very affordable for renters. At $2,409/mo, rent takes approximately 23% of the local median household income ($123,381/yr). The standard benchmark is 30%. ZIP 21401 falls comfortably within that range.

What percentage of ZIP 21401 residents rent vs. own?

According to Census data, approximately 34.6% of ZIP 21401 households are renters, while 65.4% are owner-occupied. ZIP 21401 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 21401 compare to the rest of Annapolis?

ZIP 21401 is pricier than Annapolis as a whole. At $2,409/mo, it's $11 above the Annapolis citywide median of $2,398/mo.

When was rent data for ZIP 21401 last updated?

Rent data for ZIP 21401 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $2,409/mo, rent takes ~23% of ZIP 21401's median household income ($123,381/yr). The standard benchmark is 30%.

ZIP 21401 23%Benchmark 30%
State income tax2–5.75%
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