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ZIP Code · NC

ZIP 28012

Part of Belmont, NC
Pop. 26,556·Gaston County·46th most expensive ZIP in North Carolina
Median rent (all units)
$1,913/mo
Year-over-Year
+3.7%
Month-over-Month
+1.7%
vs US Median
-$52
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 28012 · $1,913
More expensive than 55% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,290
1 BR
$1,350
2 BR
$1,480
3 BR
$1,820
4 BR+
$2,310
Research median
$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,956/yr
At $1,913/mo median
Location
StateNC
CountyGaston County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.7% YoY, +1.7% MoM), not inventory.
Demographics

Who lives here

ZIP 28012 (Belmont, NC) is majority owner-occupied, 45.7% of residents hold a bachelor's degree or higher.

Population
26,556
Median income
$83,391
Median age
40.2
Renters
30.4%
Age distribution
20.3%
22.8%
25.1%
14.1%
17.6%
Under 1820.3%
18–3422.8%
35–5425.1%
55–6414.1%
65+17.6%
Gender
46.9%
53.1%
Male46.9%
Female53.1%
Race & ethnicity
80.1%
White80.1%
Black6.8%
Hispanic5.4%
Asian4.2%
Other3.6%
Education (25+)
18.9%
28.2%
45.7%
No HS diploma7.3%
HS diploma18.9%
Some college28.2%
Bachelor's+45.7%
Housing tenure
69.6%
30.4%
Owner69.6%
Renter30.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 28012 in Belmont, NC has changed in 5 years

Income
$72,273 → $83,391
up 15.4%
Population
25,605 → 26,556
up 3.7%
Renter share
30.1% → 30.4%
+0.3 pts
Bachelor's+
37.4% → 45.7%
+8.3 pts
Median age
38.6 → 40.2
+1.6 yrs

Median household income rose from $72,273 to $83,391 between 2021 and 2024, a 15.4% shift. The population has grown by 3.7% since 2021, moving from about 25,605 residents to roughly 26,556. College-educated residents now make up 45.7% of adults here, versus 37.4% in 2021.

Community

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Local insights

Tips for renters in ZIP 28012

About renting in ZIP 28012

Last updated: July 20, 2026

ZIP code 28012 covers Belmont, NC. The median rent here is $1,913/mo as of July 2026. A 1-bedroom rents for a median of $1,350/mo. A 2-bedroom rents for a median of $1,480/mo.

At 28% of local median household income ($83,391/yr), ZIP 28012 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 28012?

As of July 20, 2026, the median monthly rent in ZIP 28012 (Belmont, NC) is $1,913. This is based on aggregated data from public sources and community submissions.

How does ZIP 28012 rent compare to the US average?

ZIP 28012's median rent of $1,913/mo is $52 (3%) below the US national median of $1,965/mo.

How does ZIP 28012 compare to other ZIPs in North Carolina?

ZIP 28012 is one of the pricier ZIP codes in North Carolina, ranking #46 out of 227 ZIPs tracked at $1,913/mo.

How much income do you need to rent in ZIP 28012?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (~$37/hour full-time) to afford the median rent of $1,913/mo in ZIP 28012. The local median household income is $83,391/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 28012?

Rent in ZIP 28012 has increased 3.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 28012 an affordable place to rent?

ZIP 28012 is considered affordable for renters. At $1,913/mo, rent takes approximately 28% of the local median household income ($83,391/yr). The standard benchmark is 30%. ZIP 28012 falls comfortably within that range.

What percentage of ZIP 28012 residents rent vs. own?

According to Census data, approximately 30.4% of ZIP 28012 households are renters, while 69.6% are owner-occupied. ZIP 28012 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 28012 compare to the rest of Belmont?

ZIP 28012 is more affordable than Belmont overall. At $1,913/mo, it's $46 below the Belmont citywide median of $1,959/mo.

When was rent data for ZIP 28012 last updated?

Rent data for ZIP 28012 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,913/mo, rent takes ~28% of ZIP 28012's median household income ($83,391/yr). The standard benchmark is 30%.

ZIP 28012 28%Benchmark 30%
State income tax4.5%
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Schools nearby

Public schools near ZIP 28012 (Belmont, NC)

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