ZIP Code · GA

ZIP 30028

Part of Cumming, GA
Pop. 38,433·Forsyth County·44th most expensive ZIP in Georgia
Median rent (all units)
$2,063/mo
Year-over-Year
+1.8%
Month-over-Month
+0.2%
vs US Median
+$131
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 30028 · $2,063
More expensive than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,040
1 BR
$2,130
2 BR
$2,340
3 BR
$2,810
4 BR+
$3,350
Research median
$2,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 30028 is 1.3% below its high of $2,090 in December 2025, at $2,063 as of September 2026.

Past year vs. the rest of Georgia

Rent in ZIP 30028 changed +1.8% over the year to September 2026. Across the 216 Georgia ZIP codes Zillow tracks, the typical change was +2.4%.

Recent direction

Rent has risen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($138,011) is $3,450 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,350).

Rank in Cumming

1st cheapest of 3 ZIP codes in Cumming.

From Zillow's monthly rent index (ZORI) for ZIP 30028. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,756/yr
At $2,063/mo median
Location
StateGA
CountyForsyth County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.8% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 30028 (Cumming, GA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 44.6% of residents hold a bachelor's degree or higher.

Population
38,433
Median income
$138,011
Median age
37.2
Renters
13.3%
Age distribution
29.5%
18%
33.5%
Under 1829.5%
18–3418%
35–5433.5%
55–648.5%
65+10.6%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
74.7%
12.6%
White74.7%
Black3.9%
Hispanic12.6%
Asian6.2%
Other2.7%
Education (25+)
21.2%
28.1%
44.6%
No HS diploma6%
HS diploma21.2%
Some college28.1%
Bachelor's+44.6%
Housing tenure
86.7%
13.3%
Owner86.7%
Renter13.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 30028 in Cumming, GA has changed in 5 years

Rent
$1,779 → $2,063
up 16.0%
Income
$115,816 → $138,011
up 19.2%
Population
32,232 → 38,433
up 19.2%
Renter share
10.9% → 13.3%
+2.4 pts
Bachelor's+
41.7% → 44.6%
+2.9 pts
Median age
38.3 → 37.2
-1.1 yrs

Across the past five years, the going rent in ZIP 30028 in Cumming, GA has shifted from $1,779 to $2,063, up 16.0% since 2022. Median household income climbed from $115,816 to $138,011 between 2021 and 2024, a 19.2% shift. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 30028 in Cumming, GA adding about 6,201 residents over the five-year window, up 19.2% on net. The renter share has risen from 10.9% to 13.3%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 41.7% to 44.6% across the same window. Taken together, the five-year picture in ZIP 30028 in Cumming, GA reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 30028

Last updated: October 17, 2026

ZIP code 30028 covers Cumming, GA. The median rent here is $2,063/mo as of October 2026. A 1-bedroom rents for a median of $2,130/mo. A 2-bedroom rents for a median of $2,340/mo.

At 18% of local median household income ($138,011/yr), ZIP 30028 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 30028?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (about $40/hour full-time) to afford the median rent of $2,063/mo in ZIP 30028. The local median household income is $138,011/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 30028?

Rent in ZIP 30028 has risen 1.8% over the past year as of September 2026. It sits 1.3% below its high of $2,090 in December 2025.

How does ZIP 30028 compare to other ZIPs in Georgia?

ZIP 30028 is one of the pricier among Georgia ZIP codes for rent, ranking #44 of 234 at $2,063/mo. Over the year to September 2026, rent in ZIP 30028 changed +1.8%, against a typical +2.4% across the 216 Georgia ZIP codes Zillow tracks.

How does ZIP 30028 compare to the rest of Cumming?

At $2,063/mo, ZIP 30028 is $144 below the Cumming citywide median of $2,207/mo. It is the 1st cheapest of 3 ZIP codes in Cumming.
Income Affordability
18%
VERY AFFORDABLE

At $2,063/mo, rent takes ~18% of ZIP 30028's median household income ($138,011/yr). The standard benchmark is 30%.

ZIP 30028 18%Benchmark 30%
State income tax4.99%
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Schools nearby

Public schools near ZIP 30028 (Cumming, GA)

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