ZIP Code · FL

ZIP 32043

Part of Green Cove Springs, FL

Pop. 34,562·Clay County·259th most expensive ZIP in Florida

Median rent (all units)

$2,220/mo

Year-over-Year

+2.2%

Month-over-Month

+1.3%

vs US Median

+$288

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32043 · $2,220

More expensive than 71% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,330

1 BR

$1,360

2 BR

$1,630

3 BR

$2,010

4 BR+

$2,520

Research median

$1,630/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 32043 usually run 1.2% below trend in February and 1.1% above it in September, about $51 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 32043 is at its highest level since Zillow's records here began in November 2020.

Past year vs. the rest of Florida

Rent in ZIP 32043 changed +2.2% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($84,145) is $2,104 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,010); a 4-bedroom is $2,520.

From Zillow's monthly rent index (ZORI) for ZIP 32043. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$26,640/yr

At $2,220/mo median

Location

CityGreen Cove Springs

StateFL

CountyClay County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.2% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.2% YoY, +1.3% MoM), not inventory.

Demographics

Who lives here

ZIP 32043 (Green Cove Springs, FL) is majority owner-occupied, 29.1% of residents hold a bachelor's degree or higher.

Population

34,562

Median income

$84,145

Median age

40.2

Renters

21.3%

Age distribution

23.2%

18.4%

28.8%

13.5%

16.1%

Under 1823.2%

18–3418.4%

35–5428.8%

55–6413.5%

65+16.1%

Gender

50.8%

49.2%

Male50.8%

Female49.2%

Race & ethnicity

77.9%

White77.9%

Black9.3%

Hispanic7.3%

Asian1.7%

Other3.8%

Education (25+)

28.3%

35.5%

29.1%

No HS diploma7%

HS diploma28.3%

Some college35.5%

Bachelor's+29.1%

Housing tenure

78.7%

21.3%

Owner78.7%

Renter21.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32043 in Green Cove Springs, FL has changed in 5 years

Rent

$1,661 → $2,220

up 33.7%

Income

$64,973 → $84,145

up 29.5%

Population

30,249 → 34,562

up 14.3%

Renter share

20.9% → 21.3%

+0.4 pts

Bachelor's+

27.3% → 29.1%

+1.8 pts

Since 2021, the typical rent in ZIP 32043 in Green Cove Springs, FL has climbed from $1,661 to $2,220, a 33.7% change over five years. On the earnings side, the typical household in ZIP 32043 in Green Cove Springs, FL now reports about $84,145, up from $64,973 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 14.3% since 2021, moving from about 30,249 residents to roughly 34,562. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32043 in Green Cove Springs, FL reflects that arc in its own way.

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Local insights

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About renting in ZIP 32043

Last updated: October 17, 2026

ZIP code 32043 covers Green Cove Springs, FL. The median rent here is $2,220/mo as of October 2026. A 1-bedroom rents for a median of $1,360/mo. A 2-bedroom rents for a median of $1,630/mo.

At 32% of local median household income ($84,145/yr), ZIP 32043 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32043?

To keep rent at or below 30% of gross income, you would need to earn at least $89,000/year (about $43/hour full-time) to afford the median rent of $2,220/mo in ZIP 32043. The local median household income is $84,145/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32043?

Rent in ZIP 32043 has risen 2.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2020.

When is the cheapest time to rent in ZIP 32043?

Asking rents in ZIP 32043 are usually lowest in February, about 1.2% below their yearly trend, and highest in September, about 1.1% above it. At today's median that is a gap of roughly $51 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 32043 compare to other ZIPs in Florida?

ZIP 32043 is in the middle among Florida ZIP codes for rent, ranking #259 of 656 at $2,220/mo. Over the year to September 2026, rent in ZIP 32043 changed +2.2%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.