ZIP 32092
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12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in ZIP 32092 usually run 0.8% below trend in February and 1% above it in August, about $41 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 32092 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 32092 changed +1.5% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in ZIP 32092 rose 37.1% while median household income rose 45.5% ($90,055 to $131,020). Income kept ahead of rent.
Rent in ZIP 32092 is 40.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 2 months in a row, and rose in 8 of the last 12 months.
30% of the median household income ($131,020) is $3,276 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,040); a 4-bedroom is $3,820.
5th cheapest of 5 ZIP codes in Saint Augustine.
ZIP 32095, 8 miles away, rents for 10% less ($2,031/mo), about $2,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 32092. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 32092 (Saint Augustine, FL) is majority owner-occupied, has a median income above the national average, 51.4% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 32092 in Saint Augustine, FL has changed in 5 years
Since 2021, the typical rent in ZIP 32092 in Saint Augustine, FL has increased from $1,795 to $2,267, a 26.3% change over five years. Census figures show median household income at $131,020 today, compared with $91,116 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 25.6% since 2021, moving from about 42,245 residents to roughly 53,071. College-educated residents now make up 51.4% of adults here, versus 44.3% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.
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Tips for renters in ZIP 32092
Last updated: October 17, 2026
ZIP code 32092 covers Saint Augustine, FL. The median rent here is $2,267/mo as of October 2026. A 1-bedroom rents for a median of $2,060/mo. A 2-bedroom rents for a median of $2,470/mo.
At 21% of local median household income ($131,020/yr), ZIP 32092 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.5% over the past year.
Frequently asked questions
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How does ZIP 32092 compare to other ZIPs in Florida?
How does ZIP 32092 compare to the rest of Saint Augustine?
At $2,267/mo, rent takes ~21% of ZIP 32092's median household income ($131,020/yr). The standard benchmark is 30%.
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