ZIP Code · FL

ZIP 32163

Part of The Villages, FL

Pop. 28,549·Sumter County·180th most expensive ZIP in Florida

Median rent (all units)

$2,400/mo

Year-over-Year

Stable

Month-over-Month

+2.5%

vs US Median

+$468

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 32163 · $2,400

More expensive than 77% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,660

1 BR

$1,760

2 BR

$2,040

3 BR

$2,550

4 BR+

$2,980

Research median

$2,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($96,775) is $2,419 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,040); a 3-bedroom is $2,550.

Cheaper nearby

ZIP 32162, 1 mile away, rents for 12% less ($2,120/mo), about $3,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32163. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,800/yr

At $2,400/mo median

Location

CityThe Villages

StateFL

CountySumter County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.5% MoM), not inventory.

Demographics

Who lives here

ZIP 32163 (The Villages, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 47.2% of residents hold a bachelor's degree or higher.

Population

28,549

Median income

$96,775

Median age

71.1

Renters

5.7%

Age distribution

18.1%

76.2%

Under 180.8%

18–341.4%

35–543.6%

55–6418.1%

65+76.2%

Gender

47.4%

52.6%

Male47.4%

Female52.6%

Race & ethnicity

95.7%

White95.7%

Hispanic1.4%

Asian0.6%

Other2.1%

Education (25+)

19%

30.1%

47.2%

No HS diploma3.8%

HS diploma19%

Some college30.1%

Bachelor's+47.2%

Housing tenure

94.3%

Owner94.3%

Renter5.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32163 in The Villages, FL has changed in 5 years

Income

$83,888 → $96,775

up 15.4%

Population

24,467 → 28,549

up 16.7%

Renter share

3.3% → 5.7%

+2.4 pts

Bachelor's+

48.1% → 47.2%

-0.9 pts

Median age

69.1 → 71.1

+2.0 yrs

Median household income climbed from $83,888 to $96,775 between 2021 and 2024, a 15.4% shift. Census counts show ZIP 32163 in The Villages, FL adding about 4,082 residents over the five-year window, up 16.7% on net. The renter share has risen from 3.3% to 5.7%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 32163

Last updated: October 17, 2026

ZIP code 32163 covers The Villages, FL. The median rent here is $2,400/mo as of October 2026. A 1-bedroom rents for a median of $1,760/mo. A 2-bedroom rents for a median of $2,040/mo.

At 30% of local median household income ($96,775/yr), ZIP 32163 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32163?

To keep rent at or below 30% of gross income, you would need to earn at least $96,000/year (about $46/hour full-time) to afford the median rent of $2,400/mo in ZIP 32163. The local median household income is $96,775/yr, so the typical household meets that bar.