ZIP Code · FL

ZIP 34785

Part of Wildwood, FL

Pop. 21,568·Sumter County·545th most expensive ZIP in Florida

Median rent (all units)

$1,685/mo

Year-over-Year

+3.9%

Month-over-Month

Stable

vs US Median

-$247

Reported rents

Stable (Monthly)

Be the first to discuss 34785 rents ↓

Most AffordableMost Expensive

ZIP 34785 · $1,685

More affordable than 59% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,040

1 BR

$1,100

2 BR

$1,280

3 BR

$1,600

4 BR+

$1,870

Research median

$1,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34785 is 5.5% below its high of $1,784 in February 2024, at $1,685 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34785 changed +3.9% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 9 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($66,136) is $1,653 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,600); a 4-bedroom is $1,870.

From Zillow's monthly rent index (ZORI) for ZIP 34785. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,220/yr

At $1,685/mo median

Location

CityWildwood

StateFL

CountySumter County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.9% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 34785 (Wildwood, FL) is majority owner-occupied, has a large retiree population, 25.9% of residents hold a bachelor's degree or higher.

Population

21,568

Median income

$66,136

Median age

52.7

Renters

26.7%

Age distribution

16%

27.5%

19%

27.8%

Under 189.8%

18–3416%

35–5427.5%

55–6419%

65+27.8%

Gender

58.8%

41.2%

Male58.8%

Female41.2%

Race & ethnicity

64.4%

22.8%

12.8%

White64.4%

Black22.8%

Hispanic12.8%

Asian1%

Education (25+)

13.9%

34.6%

25.7%

25.9%

No HS diploma13.9%

HS diploma34.6%

Some college25.7%

Bachelor's+25.9%

Housing tenure

73.3%

26.7%

Owner73.3%

Renter26.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 34785 in Wildwood, FL has changed in 5 years

Rent

$1,704 → $1,685

down 1.1%

Income

$39,545 → $66,136

up 67.2%

Population

19,972 → 21,568

up 8.0%

Renter share

36.8% → 26.7%

-10.1 pts

Bachelor's+

10.9% → 25.9%

+15.0 pts

Median age

43.5 → 52.7

+9.2 yrs

Five years ago, renters in ZIP 34785 in Wildwood, FL paid around $1,704 a month. That figure now sits near $1,685, down 1.1% from the 2023 baseline. On the earnings side, the typical household in ZIP 34785 in Wildwood, FL now reports about $66,136, up from $39,545 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 34785 in Wildwood, FL adding about 1,596 residents over the five-year window, up 8.0% on net. The renter share has eased from 36.8% to 26.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 10.9% to 25.9% across the same window. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34785 in Wildwood, FL reflects that arc in its own way.

Community

Discussions about ZIP 34785

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 34785

About renting in ZIP 34785

Last updated: October 17, 2026

ZIP code 34785 covers Wildwood, FL. The median rent here is $1,685/mo as of October 2026. A 1-bedroom rents for a median of $1,100/mo. A 2-bedroom rents for a median of $1,280/mo.

At 31% of local median household income ($66,136/yr), ZIP 34785 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34785?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (about $32/hour full-time) to afford the median rent of $1,685/mo in ZIP 34785. The local median household income is $66,136/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34785?

Rent in ZIP 34785 has risen 3.9% over the past year as of September 2026. It sits 5.5% below its high of $1,784 in February 2024.

How does ZIP 34785 compare to other ZIPs in Florida?

ZIP 34785 is one of the more affordable among Florida ZIP codes for rent, ranking #545 of 656 at $1,685/mo. Over the year to September 2026, rent in ZIP 34785 changed +3.9%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.