ZIP Code · FL

ZIP 32266

Part of Neptune Beach, FL

Pop. 7,168·Duval County·72nd most expensive ZIP in Florida

Median rent (all units)

$2,897/mo

Year-over-Year

+7.1%

Month-over-Month

-0.8%

vs US Median

+$965

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 32266 · $2,897

More expensive than 89% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,480

1 BR

$1,510

2 BR

$1,810

3 BR

$2,230

4 BR+

$2,800

Research median

$1,810/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 32266 is 0.8% below its high of $2,920 in August 2026, at $2,897 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 32266 changed +7.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($119,294) is $2,982 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,800).

Cheaper nearby

ZIP 32250, 3 miles away, rents for 20% less ($2,304/mo), about $7,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 32266. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$34,764/yr

At $2,897/mo median

Location

CityNeptune Beach

StateFL

CountyDuval County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (7.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+7.1% YoY, -0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 32266 (Neptune Beach, FL) is majority owner-occupied, has a median income above the national average, 60.9% of residents hold a bachelor's degree or higher.

Population

7,168

Median income

$119,294

Median age

43.1

Renters

26.9%

Age distribution

13.8%

21.8%

29.1%

15.2%

20%

Under 1813.8%

18–3421.8%

35–5429.1%

55–6415.2%

65+20%

Gender

47.6%

52.4%

Male47.6%

Female52.4%

Race & ethnicity

93.4%

White93.4%

Hispanic6.8%

Education (25+)

13%

22.5%

60.9%

No HS diploma3.5%

HS diploma13%

Some college22.5%

Bachelor's+60.9%

Housing tenure

73.1%

26.9%

Owner73.1%

Renter26.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 32266 in Neptune Beach, FL has changed in 5 years

Rent

$2,140 → $2,897

up 35.4%

Income

$98,856 → $119,294

up 20.7%

Population

6,880 → 7,168

up 4.2%

Renter share

29.3% → 26.9%

-2.4 pts

Bachelor's+

62.3% → 60.9%

-1.4 pts

Rent in ZIP 32266 in Neptune Beach, FL has climbed 35.4% since 2022, going from about $2,140 per month to roughly $2,897 today. Local incomes tracked alongside that move, going from a median of $98,856 in 2021 to $119,294 more recently. Rent outpaced income growth by roughly 14.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 6,880 to 7,168 between 2021 and 2024, a 4.2% change. About 26.9% of households rent today, against 29.3% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 32266 in Neptune Beach, FL market of 2022.

Community

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Local insights

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About renting in ZIP 32266

Last updated: October 17, 2026

ZIP code 32266 covers Neptune Beach, FL. The median rent here is $2,897/mo as of October 2026. A 1-bedroom rents for a median of $1,510/mo. A 2-bedroom rents for a median of $1,810/mo.

At 29% of local median household income ($119,294/yr), ZIP 32266 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32266?

To keep rent at or below 30% of gross income, you would need to earn at least $116,000/year (about $56/hour full-time) to afford the median rent of $2,897/mo in ZIP 32266. The local median household income is $119,294/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32266?

Rent in ZIP 32266 has risen 7.1% over the past year as of September 2026. It sits 0.8% below its high of $2,920 in August 2026.

How does ZIP 32266 compare to other ZIPs in Florida?

ZIP 32266 is one of the pricier among Florida ZIP codes for rent, ranking #72 of 656 at $2,897/mo. Over the year to September 2026, rent in ZIP 32266 changed +7.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.