How much does it cost to rent in Neptune Beach, FL?

As of July 2026, the median monthly rent in Neptune Beach, FL is $2,865. This figure is based on aggregated data from public sources and community-submitted rents.

Is Neptune Beach cheaper than other Florida cities?

Neptune Beach is one of the pricier cities in Florida, ranking #36 out of 288 cities tracked at $2,865/mo.

When was Neptune Beach rent data last updated?

Neptune Beach rent data reflects July 2026 and was last refreshed on July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.

City Report · FL

Neptune Beach

Name: Average Rent Prices in Neptune Beach, FL
Creator: RentDataNow
License: https://rentdatanow.com/terms-of-service

Pop. 7,168·36th most expensive in Florida·Neptune Beach rents are up 7.0% over the past year

Median rent (all units)

$2,865/mo

Year-over-Year

+7.0%

Month-over-Month

+3.7%

vs US Median

+$900

Rising (Monthly)

Be the first to discuss Neptune Beach rents ↓

Most AffordableMost Expensive

Neptune Beach · $2,865

More expensive than 88% of US cities · National median $1,965/mo

Rent Reality Score

57/100

Fairly priced

OverheatedFairGreat value

Rents are 4% below what Neptune Beach's 10-year trend predicts — a better deal than its own history suggests.

Actual rent

$2,865/mo

Expected by trend

$2,969/mo

The Rent Reality Score compares today's median rent to where Neptune Beach's own long-run trajectory projects it should be. See the full rankings →

Medians by bedroom

Rent by unit size

Studio

$1,550

1 BR

$1,630

2 BR

$1,940

3 BR

$2,430

4 BR+

$3,070

Research median

$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost

$34,380/yr

At $2,865/mo median

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 7.0% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+7.0% YoY, +3.7% MoM), not inventory.

Rent check

Is your rent fair?

Compare your rent to the local median.

Demographics

Who lives here

Neptune Beach, FL is majority owner-occupied, has a median income above the national average, 60.9% of residents hold a bachelor's degree or higher.

Population

7,168

Median income

$119,294

Median age

43.1

Renters

26.9%

Age distribution

13.8%

21.8%

29.1%

15.2%

20%

Under 1813.8%

18–3421.8%

35–5429.1%

55–6415.2%

65+20%

Gender

47.6%

52.4%

Male47.6%

Female52.4%

Race & ethnicity

93.4%

White93.4%

Hispanic6.8%

Education (25+)

13%

22.5%

60.9%

No HS diploma3.5%

HS diploma13%

Some college22.5%

Bachelor's+60.9%

Housing tenure

73.1%

26.9%

Owner73.1%

Renter26.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How Neptune Beach, FL has changed in 5 years

Rent

$2,330 → $2,865

up 23.0%

Income

$98,856 → $119,294

up 20.7%

Population

6,880 → 7,168

up 4.2%

Renter share

29.3% → 26.9%

-2.4 pts

Bachelor's+

62.3% → 60.9%

-1.4 pts

Since 2022, the typical rent in Neptune Beach, FL has increased from $2,330 to $2,865, a 23.0% change over five years. Median household income rose from $98,856 to $119,294 between 2021 and 2024, a 20.7% shift. The population has grown by 4.2% since 2021, moving from about 6,880 residents to roughly 7,168. Renters now make up 26.9% of households, compared with 29.3% five years ago. Taken together, the five-year picture in Neptune Beach, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

Community

Discussions about Neptune Beach

No discussions yet. Start the conversation.

View Neptune Beach rent history (2015–2026) →

Salary vs rent

Can you afford rent in Neptune Beach on your salary?

At $2,865/mo, how Neptune Beach rent compares to typical pay (30% rule).

Registered Nurse

Avg $87,866/yr · Rent = 39.1% income

stretched

Elementary School Teacher

Avg $62,384/yr · Rent = 55.1% income

severely rent-burdened

Police Officer

Avg $71,861/yr · Rent = 47.8% income

rent-burdened

Software Developer

Avg $128,442/yr · Rent = 26.8% income

affordable

Lawyer

Avg $164,117/yr · Rent = 20.9% income

affordable

Firefighter

Avg $58,413/yr · Rent = 58.9% income

severely rent-burdened

Truck Driver

Avg $52,740/yr · Rent = 65.2% income

severely rent-burdened

Electrician

Avg $65,007/yr · Rent = 52.9% income

severely rent-burdened

By apartment size

Neptune Beach rent by bedroom count

Median rent for each apartment size in Neptune Beach. Click any size for full breakdown.

Local insights

Tips for renters in Neptune Beach

About renting in Neptune Beach, FL

Last updated: July 20, 2026

The median rent in Neptune Beach is $2,865/mo as of July 2026. A studio apartment averages $1,550/mo while a 2-bedroom runs $1,940/mo. One-bedroom apartments average $1,630/mo and 3-bedroom units go for $2,430/mo.

At 29% of local median household income ($119,294/yr), Neptune Beach ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.0% over the past year.

FAQ

Frequently asked questions

Is Neptune Beach an affordable city for renters?

Neptune Beach is considered affordable for renters. At $2,865/mo, rent takes approximately 29% of the local median household income ($119,294/yr). The standard benchmark is 30%. Neptune Beach falls comfortably within that range.

How much income do you need to rent in Neptune Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (~$55/hour full-time) to afford the median rent of $2,865/mo in Neptune Beach. The local median household income is $119,294/yr, meaning the typical Neptune Beach household meets that threshold.

Is rent going up or down in Neptune Beach?

Rent in Neptune Beach has increased 7.0% over the past year as of July 2026, putting upward pressure on renter budgets.

How does Neptune Beach rent compare to other cities in Florida?

Neptune Beach is one of the pricier cities in Florida for rent, ranking #36 out of 288 tracked cities at $2,865/mo.

Which nearby cities are cheaper to rent in than Neptune Beach?

Several nearby cities have lower median rents than Neptune Beach ($2,865/mo): Jacksonville ($1,600/mo), Ponte Vedra Beach ($2,438/mo), Jacksonville Beach ($2,538/mo).

What percentage of Neptune Beach residents rent vs. own?

According to Census data, approximately 26.9% of Neptune Beach households are renters, while 73.1% are owner-occupied. Neptune Beach leans toward homeownership, which can mean a smaller rental inventory.

How does Neptune Beach rent compare to the national average?

Neptune Beach's median rent of $2,865/mo is $900 (46%) above the US national median of $1,965/mo. Within Florida, it ranks #36 out of 288 tracked cities.

Income Affordability

29%

AFFORDABLE

At $2,865/mo, rent takes ~29% of Neptune Beach's median household income ($119,294/yr). The standard benchmark is 30%.

Neptune Beach 29%Benchmark 30%

State income taxNone

Run the Neptune Beach affordability calculator →

Nearby cities