ZIP Code · FL

ZIP 32461

Pop. 3,757·Walton County·81st most expensive ZIP in Florida
Median rent (all units)
$2,845/mo
Year-over-Year
Stable
Month-over-Month
-11.5%
vs US Median
+$880
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 32461 · $2,845
More expensive than 87% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,590
1 BR
$1,870
2 BR
$2,050
3 BR
$2,850
4 BR+
$3,440
Research median
$2,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$34,140/yr
At $2,845/mo median
Location
StateFL
CountyWalton County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -11.5% MoM), not inventory.
Demographics

Who lives here

ZIP 32461 (Inlet Beach, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 61.1% of residents hold a bachelor's degree or higher.

Population
3,757
Median income
$145,706
Median age
58.1
Renters
13.8%
Age distribution
12.6%
26.1%
25.1%
30.5%
Under 1812.6%
18–345.7%
35–5426.1%
55–6425.1%
65+30.5%
Gender
45.5%
54.5%
Male45.5%
Female54.5%
Race & ethnicity
92.2%
White92.2%
Black1%
Hispanic3.5%
Asian1.1%
Other2.3%
Education (25+)
26.7%
61.1%
No HS diploma1.7%
HS diploma10.5%
Some college26.7%
Bachelor's+61.1%
Housing tenure
86.2%
13.8%
Owner86.2%
Renter13.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32461 in Inlet Beach, FL has changed in 5 years

Income
$127,148 → $145,706
up 14.6%
Population
2,158 → 3,757
up 74.1%
Renter share
17.8% → 13.8%
-4.0 pts
Bachelor's+
52% → 61.1%
+9.1 pts
Median age
55.4 → 58.1
+2.7 yrs

Median household income rose from $127,148 to $145,706 between 2021 and 2024, a 14.6% shift. The population has grown by 74.1% since 2021, moving from about 2,158 residents to roughly 3,757. Renters now make up 13.8% of households, compared with 17.8% five years ago. College-educated residents now make up 61.1% of adults here, versus 52% in 2021.

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Local insights

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About renting in ZIP 32461

Last updated: July 20, 2026

ZIP code 32461 covers Inlet Beach, FL. The median rent here is $2,845/mo as of July 2026. A 1-bedroom rents for a median of $1,870/mo. A 2-bedroom rents for a median of $2,050/mo.

At 23% of local median household income ($145,706/yr), ZIP 32461 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32461?

As of July 20, 2026, the median monthly rent in ZIP 32461 (Inlet Beach, FL) is $2,845. This is based on aggregated data from public sources and community submissions.

How does ZIP 32461 rent compare to the US average?

ZIP 32461's median rent of $2,845/mo is $880 (45%) above the US national median of $1,965/mo.

How does ZIP 32461 compare to other ZIPs in Florida?

ZIP 32461 is one of the pricier ZIP codes in Florida, ranking #81 out of 662 ZIPs tracked at $2,845/mo.

How much income do you need to rent in ZIP 32461?

To keep rent at or below 30% of gross income, you would need to earn at least $114,000/year (~$55/hour full-time) to afford the median rent of $2,845/mo in ZIP 32461. The local median household income is $145,706/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 32461?

Rent in ZIP 32461 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 32461 an affordable place to rent?

ZIP 32461 is considered very affordable for renters. At $2,845/mo, rent takes approximately 23% of the local median household income ($145,706/yr). The standard benchmark is 30%. ZIP 32461 falls comfortably within that range.

What percentage of ZIP 32461 residents rent vs. own?

According to Census data, approximately 13.8% of ZIP 32461 households are renters, while 86.2% are owner-occupied. ZIP 32461 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32461 compare to the rest of Inlet Beach?

ZIP 32461 is pricier than Inlet Beach as a whole. At $2,845/mo, it's $45 above the Inlet Beach citywide median of $2,800/mo.

When was rent data for ZIP 32461 last updated?

Rent data for ZIP 32461 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $2,845/mo, rent takes ~23% of ZIP 32461's median household income ($145,706/yr). The standard benchmark is 30%.

ZIP 32461 23%Benchmark 30%
State income taxNone
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