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City Report · FL

Inlet Beach

·20th most expensive in Florida·One of the pricier rental markets in the US
Median rent (all units)
$3,398/mo
Year-over-Year
+4.1%
Month-over-Month
+21.4%
vs US Median
+$1,436
Rising (Monthly)
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Most AffordableMost Expensive
Inlet Beach · $3,398
More expensive than 95% of US cities · National median $1,962/mo
Affordability
57% of income
EXPENSIVE
0%30% benchmark60%+

At $3,398/mo, rent takes about 57% of the US median household income, well above the 30% benchmark.

Income to afford
$136,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Inlet Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,430
1 BR
$1,640
2 BR
$1,820
3 BR
$2,550
4 BR+
$3,060
Fair Market Rent (HUD)
$1,820/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,398 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$40,776/yr
At $3,398/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.1% YoY, +21.4% MoM), not inventory.
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View Inlet Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Inlet Beach on your salary?

At $3,398/mo, how Inlet Beach rent compares to typical pay (30% rule).

By apartment size

Inlet Beach rent by bedroom count

Median rent for each apartment size in Inlet Beach. Click any size for full breakdown.

Local insights

Tips for renters in Inlet Beach

About renting in Inlet Beach, FL

Last updated: August 17, 2026

The median rent in Inlet Beach is $3,398/mo as of August 2026. A studio apartment averages $1,430/mo while a 2-bedroom runs $1,820/mo. One-bedroom apartments average $1,640/mo and 3-bedroom units go for $2,550/mo.

At 57% of estimated US median household income ($72,000/yr), Inlet Beach ranks as expensive compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

Is Inlet Beach an affordable city for renters?

Inlet Beach is considered expensive for renters. At $3,398/mo, rent takes approximately 57% of the US median household income ($72,000/yr). The standard benchmark is 30%. Inlet Beach significantly exceeds that threshold, making it challenging for many renters.

How much income do you need to rent in Inlet Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $136,000/year (~$65/hour full-time) to afford the median rent of $3,398/mo in Inlet Beach.

Is rent going up or down in Inlet Beach?

Rent in Inlet Beach has increased 4.1% over the past year as of August 2026, putting upward pressure on renter budgets.

How does Inlet Beach rent compare to other cities in Florida?

Inlet Beach is one of the pricier cities in Florida for rent, ranking #20 out of 291 tracked cities at $3,398/mo.

Which nearby cities are cheaper to rent in than Inlet Beach?

Several nearby cities have lower median rents than Inlet Beach ($3,398/mo): Panama City Beach ($1,704/mo), Freeport ($1,817/mo), Santa Rosa Beach ($1,914/mo).

How does Inlet Beach rent compare to the national average?

Inlet Beach's median rent of $3,398/mo is $1,436 (73%) above the US national median of $1,962/mo. Within Florida, it ranks #20 out of 291 tracked cities.
Income Affordability
57%
EXPENSIVE

At $3,398/mo, rent takes ~57% of US median household income ($72,000/yr). The standard benchmark is 30%.

Inlet Beach 57%Benchmark 30%
State income taxNone
Run the Inlet Beach affordability calculator →
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Neighborhoods

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