City Report · FL

Inlet Beach

·29th most expensive in Florida·Inlet Beach rents are up 10.4% over the past year
Median rent (all units)
$3,169/mo
Year-over-Year
+10.4%
Month-over-Month
+1.0%
vs US Median
+$1,237
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
Inlet Beach · $3,169
More expensive than 93% of US cities · National median $1,932/mo
Affordability
53% of income
EXPENSIVE
0%30% benchmark60%+

At $3,169/mo, rent takes about 53% of the US median household income, well above the 30% benchmark.

Income to afford
$127,000/yr
US median income
$72,000/yr
Based on the 30%-of-income rule using Inlet Beach's median rent and household income. See the full affordability breakdown →
Medians by bedroom

Rent by unit size

Studio
$1,430
1 BR
$1,640
2 BR
$1,820
3 BR
$2,550
4 BR+
$3,060
Fair Market Rent (HUD)
$1,820/mo

These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $3,169 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.

Source: HUD Small Area Fair Market Rents. Read the methodology →

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in Inlet Beach changed +10.4% over the year to September 2026. Across the 270 Florida cities Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 7 of the last 12 months.

Cheaper nearby

Santa Rosa Beach, 11 miles away, rents for 39% less ($1,930/mo), about $14,900 a year in savings.

From Zillow's monthly rent index (ZORI) for Inlet Beach.

Annual cost
$38,028/yr
At $3,169/mo median
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.4% YoY, +1.0% MoM), not inventory.
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Community

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View Inlet Beach rent history (2015–2026) →
Salary vs rent

Can you afford rent in Inlet Beach on your salary?

At $3,169/mo, how Inlet Beach rent compares to typical pay (30% rule).

By apartment size

Inlet Beach rent by bedroom count

Median rent for each apartment size in Inlet Beach. Click any size for full breakdown.

Local insights

Tips for renters in Inlet Beach

About renting in Inlet Beach, FL

Last updated: October 17, 2026

The median rent in Inlet Beach is $3,169/mo as of October 2026. A studio apartment averages $1,430/mo while a 2-bedroom runs $1,820/mo. One-bedroom apartments average $1,640/mo and 3-bedroom units go for $2,550/mo.

At 53% of estimated US median household income ($72,000/yr), Inlet Beach ranks as expensive compared to the national benchmark of 30%. Rents have increased 10.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in Inlet Beach?

To keep rent at or below 30% of gross income, you would need to earn at least $127,000/year (about $61/hour full-time) to afford the median rent of $3,169/mo in Inlet Beach.

Is rent going up or down in Inlet Beach?

Rent in Inlet Beach has risen 10.4% over the past year.

How does Inlet Beach rent compare to other cities in Florida?

Inlet Beach is one of the pricier among Florida cities for rent, ranking #29 of 289 tracked cities at $3,169/mo. Over the year to September 2026, rent in Inlet Beach changed +10.4%, against a typical +1.8% across the 270 Florida cities Zillow tracks.

Which nearby cities are cheaper to rent in than Inlet Beach?

Nearby cities with lower median rent than Inlet Beach ($3,169/mo) include Panama City Beach ($1,759/mo), Lynn Haven ($1,857/mo), and Santa Rosa Beach ($1,930/mo).
Income Affordability
53%
EXPENSIVE

At $3,169/mo, rent takes ~53% of US median household income ($72,000/yr). The standard benchmark is 30%.

Inlet Beach 53%Benchmark 30%
State income taxNone
Run the Inlet Beach affordability calculator →
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Inlet Beach, FL

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