ZIP 32541
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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 32541 usually run 2.2% below trend in January and 1.9% above it in August, about $86 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 32541 is 0.2% below its high of $2,091 in September 2024, at $2,087 as of September 2026.
Rent in ZIP 32541 changed +4.0% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in ZIP 32541 rose 42.5% while median household income rose 18.2% ($80,469 to $95,124). Rent outpaced income.
Rent in ZIP 32541 is 42% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 2 months in a row, and rose in 9 of the last 12 months.
30% of the median household income ($95,124) is $2,378 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,110); a 2-bedroom is $2,380.
ZIP 32579, 7 miles away, rents for 11% less ($1,850/mo), about $2,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 32541. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 32541 (Destin, FL) is majority owner-occupied, has a median income above the national average, 47.8% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 32541 in Destin, FL has changed in 5 years
Five years ago, renters in ZIP 32541 in Destin, FL paid around $1,678 a month. That figure now sits near $2,087, up 24.4% from the 2021 baseline. Household income in the area moved from $84,319 to $95,124 across the same window, up 12.8% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 32541 in Destin, FL losing about 1,704 residents over the five-year window, down 8.3% on net. The renter share has eased from 34% to 31.6%, with owner-occupied housing accounting for the remainder. Reading these numbers side by side helps frame whether current listings in ZIP 32541 in Destin, FL look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 32541
Last updated: October 17, 2026
ZIP code 32541 covers Destin, FL. The median rent here is $2,087/mo as of October 2026. A 1-bedroom rents for a median of $2,110/mo. A 2-bedroom rents for a median of $2,380/mo.
At 26% of local median household income ($95,124/yr), ZIP 32541 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.
Frequently asked questions
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How does ZIP 32541 compare to the rest of Destin?
At $2,087/mo, rent takes ~26% of ZIP 32541's median household income ($95,124/yr). The standard benchmark is 30%.
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