RentDataNowRentDataNow
ZIP Code · FL

ZIP 32548

Pop. 23,774·Okaloosa County·455th most expensive ZIP in Florida
Median rent (all units)
$1,892/mo
Year-over-Year
+20.9%
Month-over-Month
-4.5%
vs US Median
-$73
Falling (Monthly)
Be the first to discuss 32548 rents ↓
Most AffordableMost Expensive
ZIP 32548 · $1,892
More expensive than 54% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,360
1 BR
$1,580
2 BR
$1,780
3 BR
$2,440
4 BR+
$2,970
Research median
$1,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$22,704/yr
At $1,892/mo median
Location
StateFL
CountyOkaloosa County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 20.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+20.9% YoY, -4.5% MoM), not inventory.
Demographics

Who lives here

ZIP 32548 (Fort Walton Beach, FL) is majority owner-occupied, has a median income below the national average, 33% of residents hold a bachelor's degree or higher.

Population
23,774
Median income
$65,342
Median age
40.2
Renters
42%
Age distribution
20.2%
21%
25.6%
14.1%
19.2%
Under 1820.2%
18–3421%
35–5425.6%
55–6414.1%
65+19.2%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
63.8%
12.5%
14.3%
White63.8%
Black12.5%
Hispanic14.3%
Asian5.2%
Other4.3%
Education (25+)
25.7%
32.4%
33%
No HS diploma8.9%
HS diploma25.7%
Some college32.4%
Bachelor's+33%
Housing tenure
58%
42%
Owner58%
Renter42%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32548 in Fort Walton Beach, FL has changed in 5 years

Income
$55,726 → $65,342
up 17.3%
Population
22,938 → 23,774
up 3.6%
Renter share
42.5% → 42%
-0.5 pts
Bachelor's+
29.3% → 33%
+3.7 pts

Household income in the area moved from $55,726 to $65,342 across the same window, up 17.3% versus 2021. Headcount in the area went from 22,938 to 23,774 between 2021 and 2024, a 3.6% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 29.3% to 33%.

Community

Discussions about ZIP 32548

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 32548

About renting in ZIP 32548

Last updated: July 20, 2026

ZIP code 32548 covers Fort Walton Beach, FL. The median rent here is $1,892/mo as of July 2026. A 1-bedroom rents for a median of $1,580/mo. A 2-bedroom rents for a median of $1,780/mo.

At 35% of local median household income ($65,342/yr), ZIP 32548 ranks as moderate compared to the national benchmark of 30%. Rents have increased 20.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32548?

As of July 20, 2026, the median monthly rent in ZIP 32548 (Fort Walton Beach, FL) is $1,892. This is based on aggregated data from public sources and community submissions.

How does ZIP 32548 rent compare to the US average?

ZIP 32548's median rent of $1,892/mo is $73 (4%) below the US national median of $1,965/mo.

How does ZIP 32548 compare to other ZIPs in Florida?

ZIP 32548 is among the more affordable ZIP codes in Florida, ranking #455 out of 662 ZIPs at $1,892/mo.

How much income do you need to rent in ZIP 32548?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (~$37/hour full-time) to afford the median rent of $1,892/mo in ZIP 32548. The local median household income is $65,342/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 32548?

Rent in ZIP 32548 has increased 20.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32548 an affordable place to rent?

ZIP 32548 is considered moderate for renters. At $1,892/mo, rent takes approximately 35% of the local median household income ($65,342/yr). The standard benchmark is 30%. ZIP 32548 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 32548 residents rent vs. own?

According to Census data, approximately 42% of ZIP 32548 households are renters, while 58% are owner-occupied. ZIP 32548 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32548 compare to the rest of Fort Walton Beach?

ZIP 32548 is pricier than Fort Walton Beach as a whole. At $1,892/mo, it's $84 above the Fort Walton Beach citywide median of $1,808/mo.

When was rent data for ZIP 32548 last updated?

Rent data for ZIP 32548 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $1,892/mo, rent takes ~35% of ZIP 32548's median household income ($65,342/yr). The standard benchmark is 30%.

ZIP 32548 35%Benchmark 30%
State income taxNone
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 32548 (Fort Walton Beach, FL)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.