ZIP 32738
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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 32738 usually run 1% below trend in January and 0.9% above it in July, about $39 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 32738 is 0.2% below its high of $2,056 in August 2026, at $2,051 as of September 2026.
Rent in ZIP 32738 changed +4.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in ZIP 32738 rose 47.5% while median household income rose 48.7% ($53,961 to $80,224). Income kept ahead of rent.
Rent in ZIP 32738 is 52% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 8 of the last 12 months.
30% of the median household income ($80,224) is $2,006 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,870); a 3-bedroom is $2,460.
ZIP 32763, 7 miles away, rents for 22% less ($1,605/mo), about $5,400 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 32738. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 32738 (Deltona, FL) is majority owner-occupied, 19.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 32738 in Deltona, FL has changed in 5 years
Five years ago, renters in ZIP 32738 in Deltona, FL paid around $1,455 a month. That figure now sits near $2,051, up 41.0% from the 2021 baseline. Median household income climbed from $64,716 to $80,224 between 2021 and 2024, a 24.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 32738 in Deltona, FL adding about 1,809 residents over the five-year window, up 3.8% on net. The renter share has eased from 21.2% to 17.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 14.9% to 19.3% across the same window. Taken together, the five-year picture in ZIP 32738 in Deltona, FL reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 32738
Last updated: October 17, 2026
ZIP code 32738 covers Deltona, FL. The median rent here is $2,051/mo as of October 2026. A 1-bedroom rents for a median of $1,520/mo. A 2-bedroom rents for a median of $1,870/mo.
At 31% of local median household income ($80,224/yr), ZIP 32738 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.
Frequently asked questions
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How does ZIP 32738 compare to the rest of Deltona?
At $2,051/mo, rent takes ~31% of ZIP 32738's median household income ($80,224/yr). The standard benchmark is 30%.
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