ZIP Code · FL

ZIP 32746

Pop. 46,684·Seminole County·368th most expensive ZIP in Florida
Median rent (all units)
$2,019/mo
Year-over-Year
+4.8%
Month-over-Month
+1.1%
vs US Median
+$54
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 32746 · $2,019
More expensive than 61% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,910
1 BR
$2,000
2 BR
$2,280
3 BR
$2,860
4 BR+
$3,380
Research median
$2,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,228/yr
At $2,019/mo median
Location
StateFL
CountySeminole County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.8% YoY, +1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 32746 (Lake Mary, FL) is majority owner-occupied, has a median income above the national average, 51.2% of residents hold a bachelor's degree or higher.

Population
46,684
Median income
$104,775
Median age
43.9
Renters
36.6%
Age distribution
19.2%
18.9%
30.4%
14.4%
17%
Under 1819.2%
18–3418.9%
35–5430.4%
55–6414.4%
65+17%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
63.5%
18.4%
White63.5%
Black8.6%
Hispanic18.4%
Asian9.1%
Education (25+)
17%
28.7%
51.2%
No HS diploma3%
HS diploma17%
Some college28.7%
Bachelor's+51.2%
Housing tenure
63.4%
36.6%
Owner63.4%
Renter36.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32746 in Lake Mary, FL has changed in 5 years

Rent
$1,515 → $2,019
up 33.3%
Income
$95,610 → $104,775
up 9.6%
Population
45,145 → 46,684
up 3.4%
Renter share
35.9% → 36.6%
+0.7 pts
Bachelor's+
51.8% → 51.2%
-0.6 pts

Compared with 2021, rent in ZIP 32746 in Lake Mary, FL has increased by $504 per month, settling near $2,019 after starting the period at $1,515. Local incomes tracked alongside that move, going from a median of $95,610 in 2021 to $104,775 more recently. Rent outpaced income growth by roughly 23.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 45,145 to 46,684 between 2021 and 2024, a 3.4% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 32746 in Lake Mary, FL market of 2021.

Community

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Local insights

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About renting in ZIP 32746

Last updated: July 20, 2026

ZIP code 32746 covers Lake Mary, FL. The median rent here is $2,019/mo as of July 2026. A 1-bedroom rents for a median of $2,000/mo. A 2-bedroom rents for a median of $2,280/mo.

At 23% of local median household income ($104,775/yr), ZIP 32746 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32746?

As of July 20, 2026, the median monthly rent in ZIP 32746 (Lake Mary, FL) is $2,019. This is based on aggregated data from public sources and community submissions.

How does ZIP 32746 rent compare to the US average?

ZIP 32746's median rent of $2,019/mo is $54 (3%) above the US national median of $1,965/mo.

How does ZIP 32746 compare to other ZIPs in Florida?

ZIP 32746 falls in the middle range for Florida, ranking #368 out of 662 ZIPs at $2,019/mo.

How much income do you need to rent in ZIP 32746?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (~$39/hour full-time) to afford the median rent of $2,019/mo in ZIP 32746. The local median household income is $104,775/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 32746?

Rent in ZIP 32746 has increased 4.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32746 an affordable place to rent?

ZIP 32746 is considered very affordable for renters. At $2,019/mo, rent takes approximately 23% of the local median household income ($104,775/yr). The standard benchmark is 30%. ZIP 32746 falls comfortably within that range.

What percentage of ZIP 32746 residents rent vs. own?

According to Census data, approximately 36.6% of ZIP 32746 households are renters, while 63.4% are owner-occupied. ZIP 32746 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32746 compare to the rest of Lake Mary?

ZIP 32746 is pricier than Lake Mary as a whole. At $2,019/mo, it's $6 above the Lake Mary citywide median of $2,013/mo.

When was rent data for ZIP 32746 last updated?

Rent data for ZIP 32746 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
23%
VERY AFFORDABLE

At $2,019/mo, rent takes ~23% of ZIP 32746's median household income ($104,775/yr). The standard benchmark is 30%.

ZIP 32746 23%Benchmark 30%
State income taxNone
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Schools nearby

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