ZIP Code · FL

ZIP 33548

Part of Lutz, FL
Pop. 8,967·Hillsborough County·293rd most expensive ZIP in Florida
Median rent (all units)
$2,130/mo
Year-over-Year
-0.4%
Month-over-Month
+0.6%
vs US Median
+$198
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 33548 · $2,130
More expensive than 68% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,030
1 BR
$2,160
2 BR
$2,520
3 BR
$3,220
4 BR+
$3,920
Research median
$2,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 33548 changed -0.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($129,857) is $3,246 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,220); a 4-bedroom is $3,920.

Rank in Lutz

3rd cheapest of 4 ZIP codes in Lutz.

Cheaper nearby

ZIP 33613, 5 miles away, rents for 33% less ($1,428/mo), about $8,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33548. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,560/yr
At $2,130/mo median
Location
CityLutz
StateFL
CountyHillsborough County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.4% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 33548 (Lutz, FL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 56.2% of residents hold a bachelor's degree or higher.

Population
8,967
Median income
$129,857
Median age
40.3
Renters
18.9%
Age distribution
28.1%
12.1%
29.3%
15.4%
15.1%
Under 1828.1%
18–3412.1%
35–5429.3%
55–6415.4%
65+15.1%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
65.6%
17%
White65.6%
Black8.8%
Hispanic17%
Asian6.6%
Other2%
Education (25+)
14.8%
25.6%
56.2%
No HS diploma3.5%
HS diploma14.8%
Some college25.6%
Bachelor's+56.2%
Housing tenure
81.1%
18.9%
Owner81.1%
Renter18.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33548 in Lutz, FL has changed in 5 years

Income
$123,060 → $129,857
up 5.5%
Population
7,385 → 8,967
up 21.4%
Renter share
12.9% → 18.9%
+6.0 pts
Bachelor's+
55.5% → 56.2%
+0.7 pts
Median age
42.4 → 40.3
-2.1 yrs

Median household income climbed from $123,060 to $129,857 between 2021 and 2024, a 5.5% shift. Census counts show ZIP 33548 in Lutz, FL adding about 1,582 residents over the five-year window, up 21.4% on net. The renter share has risen from 12.9% to 18.9%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 33548

Last updated: October 17, 2026

ZIP code 33548 covers Lutz, FL. The median rent here is $2,130/mo as of October 2026. A 1-bedroom rents for a median of $2,160/mo. A 2-bedroom rents for a median of $2,520/mo.

At 20% of local median household income ($129,857/yr), ZIP 33548 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33548?

To keep rent at or below 30% of gross income, you would need to earn at least $85,000/year (about $41/hour full-time) to afford the median rent of $2,130/mo in ZIP 33548. The local median household income is $129,857/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 33548?

Rent in ZIP 33548 has been roughly flat over the past year, a -0.4% change.

How does ZIP 33548 compare to other ZIPs in Florida?

ZIP 33548 is in the middle among Florida ZIP codes for rent, ranking #293 of 656 at $2,130/mo. Over the year to September 2026, rent in ZIP 33548 changed -0.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 33548 compare to the rest of Lutz?

At $2,130/mo, ZIP 33548 is $84 above the Lutz citywide median of $2,046/mo. It is the 3rd cheapest of 4 ZIP codes in Lutz.
Income Affordability
20%
VERY AFFORDABLE

At $2,130/mo, rent takes ~20% of ZIP 33548's median household income ($129,857/yr). The standard benchmark is 30%.

ZIP 33548 20%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 33548 (Lutz, FL)

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