ZIP Code · FL

ZIP 33549

Part of Lutz, FL

Pop. 18,178·Hillsborough County·351st most expensive ZIP in Florida

Median rent (all units)

$2,037/mo

Year-over-Year

+0.3%

Month-over-Month

-1.0%

vs US Median

+$105

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 33549 · $2,037

More expensive than 63% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,690

1 BR

$1,800

2 BR

$2,100

3 BR

$2,680

4 BR+

$3,270

Research median

$2,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 33549 changed +0.3% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($89,343) is $2,234 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,100); a 3-bedroom is $2,680.

Rank in Lutz

2nd cheapest of 4 ZIP codes in Lutz.

Cheaper nearby

ZIP 33613, 4 miles away, rents for 30% less ($1,428/mo), about $7,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33549. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,444/yr

At $2,037/mo median

Location

CityLutz

StateFL

CountyHillsborough County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.3% YoY, -1.0% MoM), not inventory.

Demographics

Who lives here

ZIP 33549 (Lutz, FL) is majority owner-occupied, has a large retiree population, 40.4% of residents hold a bachelor's degree or higher.

Population

18,178

Median income

$89,343

Median age

44.7

Renters

21.4%

Age distribution

20.8%

15.9%

28%

23.8%

Under 1820.8%

18–3415.9%

35–5428%

55–6411.5%

65+23.8%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

63.9%

26.7%

White63.9%

Black8%

Hispanic26.7%

Asian3%

Education (25+)

23.5%

30%

40.4%

No HS diploma6.1%

HS diploma23.5%

Some college30%

Bachelor's+40.4%

Housing tenure

78.6%

21.4%

Owner78.6%

Renter21.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33549 in Lutz, FL has changed in 5 years

Income

$72,618 → $89,343

up 23.0%

Population

18,677 → 18,178

down 2.7%

Renter share

21.4% → 21.4%

+0.0 pts

Bachelor's+

38.3% → 40.4%

+2.1 pts

Median age

45.5 → 44.7

-0.8 yrs

Household income in the area moved from $72,618 to $89,343 across the same window, up 23.0% versus 2021. Headcount in the area went from 18,677 to 18,178 between 2021 and 2024, a 2.7% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 38.3% to 40.4%.

Community

Discussions about ZIP 33549

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Local insights

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About renting in ZIP 33549

Last updated: October 17, 2026

ZIP code 33549 covers Lutz, FL. The median rent here is $2,037/mo as of October 2026. A 1-bedroom rents for a median of $1,800/mo. A 2-bedroom rents for a median of $2,100/mo.

At 27% of local median household income ($89,343/yr), ZIP 33549 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33549?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,037/mo in ZIP 33549. The local median household income is $89,343/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 33549?

Rent in ZIP 33549 has been roughly flat over the past year, a +0.3% change.

How does ZIP 33549 compare to other ZIPs in Florida?

ZIP 33549 is in the middle among Florida ZIP codes for rent, ranking #351 of 656 at $2,037/mo. Over the year to September 2026, rent in ZIP 33549 changed +0.3%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.