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City Report · FL

Lutz

Pop. 27,106·181st most expensive in Florida·Rental market data updated monthly for Lutz, FL
Median rent (all units)
$2,016/mo
Year-over-Year
+2.1%
Month-over-Month
-0.3%
vs US Median
+$51
Stable (Monthly)
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Most AffordableMost Expensive
Lutz · $2,016
More expensive than 60% of US cities · National median $1,965/mo
Rent Reality Score
81/100
Great value
OverheatedFairGreat value

Rents are 16% below what Lutz's 10-year trend predicts — a better deal than its own history suggests.

Actual rent
$2,016/mo
Expected by trend
$2,391/mo
The Rent Reality Score compares today's median rent to where Lutz's own long-run trajectory projects it should be. See the full rankings →
Medians by bedroom

Rent by unit size

Studio
$1,708
1 BR
$1,840
2 BR
$2,160
3 BR
$2,768
4 BR+
$3,368
Research median
$2,160/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,192/yr
At $2,016/mo median
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+2.1% YoY, -0.3% MoM), not inventory.
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Demographics

Who lives here

Lutz, FL is majority owner-occupied, has a median income above the national average, 49.6% of residents hold a bachelor's degree or higher.

Population
27,106
Median income
$120,031
Median age
41.3
Renters
21.5%
Age distribution
24.8%
16.6%
28.1%
12.4%
18.1%
Under 1824.8%
18–3416.6%
35–5428.1%
55–6412.4%
65+18.1%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
64.9%
19.9%
White64.9%
Black9%
Hispanic19.9%
Asian6.8%
Education (25+)
19.4%
28%
49.6%
No HS diploma3%
HS diploma19.4%
Some college28%
Bachelor's+49.6%
Housing tenure
78.5%
21.5%
Owner78.5%
Renter21.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How Lutz, FL has changed in 5 years

Rent
$1,595 → $2,016
up 26.4%
Income
$96,792 → $120,031
up 24.0%
Population
23,827 → 27,106
up 13.8%
Renter share
16.2% → 21.5%
+5.3 pts
Bachelor's+
49.8% → 49.6%
-0.2 pts

The median rent in Lutz, FL stood at $1,595 in 2021 and currently runs about $2,016, reflecting a 26.4% increase over the period. Household income in the area moved from $96,792 to $120,031 across the same window, up 24.0% versus 2021. The population has grown by 13.8% since 2021, moving from about 23,827 residents to roughly 27,106. Renters now make up 21.5% of households, compared with 16.2% five years ago. Reading these numbers side by side helps frame whether current listings in Lutz, FL look reasonable against where the market sat half a decade ago.

Community

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View Lutz rent history (2015–2026) →
Salary vs rent

Can you afford rent in Lutz on your salary?

At $2,016/mo, how Lutz rent compares to typical pay (30% rule).

By apartment size

Lutz rent by bedroom count

Median rent for each apartment size in Lutz. Click any size for full breakdown.

Local insights

Tips for renters in Lutz

About renting in Lutz, FL

Last updated: July 20, 2026

The median rent in Lutz is $2,016/mo as of July 2026. A studio apartment averages $1,708/mo while a 2-bedroom runs $2,160/mo. One-bedroom apartments average $1,840/mo and 3-bedroom units go for $2,768/mo.

At 20% of local median household income ($120,031/yr), Lutz ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

Is Lutz an affordable city for renters?

Lutz is considered very affordable for renters. At $2,016/mo, rent takes approximately 20% of the local median household income ($120,031/yr). The standard benchmark is 30%. Lutz falls comfortably within that range.

How much income do you need to rent in Lutz?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (~$39/hour full-time) to afford the median rent of $2,016/mo in Lutz. The local median household income is $120,031/yr, meaning the typical Lutz household meets that threshold.

Is rent going up or down in Lutz?

Rent in Lutz has increased 2.1% over the past year as of July 2026, putting upward pressure on renter budgets.

Which Lutz neighborhoods have the lowest rent?

The most affordable ZIP codes in Lutz are 33549 ($1,872/mo), 33559 ($1,943/mo), and 33548 ($2,232/mo). Citywide, the median rent in Lutz is $2,016/mo.

How does Lutz rent compare to other cities in Florida?

Lutz is middle-of-the-pack for Florida for rent, ranking #181 out of 288 tracked cities at $2,016/mo.

Which nearby cities are cheaper to rent in than Lutz?

Greater Carrollwood is nearby and more affordable at $1,735/mo, which is $281 less than Lutz.

What percentage of Lutz residents rent vs. own?

According to Census data, approximately 21.5% of Lutz households are renters, while 78.5% are owner-occupied. Lutz leans toward homeownership, which can mean a smaller rental inventory.

How does Lutz rent compare to the national average?

Lutz's median rent of $2,016/mo is $51 (3%) above the US national median of $1,965/mo. Within Florida, it ranks #181 out of 288 tracked cities.
Income Affordability
20%
VERY AFFORDABLE

At $2,016/mo, rent takes ~20% of Lutz's median household income ($120,031/yr). The standard benchmark is 30%.

Lutz 20%Benchmark 30%
State income taxNone
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Neighborhoods

Estimated from ZIP-level data

Schools nearby

Public schools near Lutz, FL

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