Rents are 15% below what Lutz's 10-year trend predicts — a better deal than its own history suggests.
Rent by unit size
These are HUD Fair Market Rents, the payment standard for a Housing Choice Voucher (Section 8). They often differ from the $2,027 market median above, and that is expected: FMR is the 40th percentile of standard-quality units and counts gross rent, so it includes essential utilities such as electricity, water, gas, sewer, and trash. The market median is asking rent, which usually excludes utilities. HUD sets FMR once a year; market rent here updates monthly.
Source: HUD Small Area Fair Market Rents. Read the methodology →
12-month history
Last updated: August 17, 2026
Is your rent fair?
Compare your rent to the local median.
Who lives here
Lutz, FL is majority owner-occupied, has a median income above the national average, 49.6% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How Lutz, FL has changed in 5 years
The median rent in Lutz, FL stood at $1,595 in 2021 and currently runs about $2,027, reflecting a 27.1% increase over the period. Household income in the area moved from $96,792 to $120,031 across the same window, up 24.0% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 13.8% since 2021, moving from about 23,827 residents to roughly 27,106. Renters now make up 21.5% of households, compared with 16.2% five years ago. Reading these numbers side by side helps frame whether current listings in Lutz, FL look reasonable against where the market sat half a decade ago.
Discussions about Lutz
No discussions yet. Start the conversation.
Can you afford rent in Lutz on your salary?
At $2,027/mo, how Lutz rent compares to typical pay (30% rule).
Lutz rent by bedroom count
Median rent for each apartment size in Lutz. Click any size for full breakdown.
Tips for renters in Lutz
Last updated: August 17, 2026
The median rent in Lutz is $2,027/mo as of August 2026. A studio apartment averages $1,708/mo while a 2-bedroom runs $2,160/mo. One-bedroom apartments average $1,840/mo and 3-bedroom units go for $2,768/mo.
At 20% of local median household income ($120,031/yr), Lutz ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.
Frequently asked questions
Is Lutz an affordable city for renters?
How much income do you need to rent in Lutz?
Is rent going up or down in Lutz?
Which Lutz neighborhoods have the lowest rent?
How does Lutz rent compare to other cities in Florida?
Which nearby cities are cheaper to rent in than Lutz?
What percentage of Lutz residents rent vs. own?
How does Lutz rent compare to the national average?
At $2,027/mo, rent takes ~20% of Lutz's median household income ($120,031/yr). The standard benchmark is 30%.
How does this area stack up?
Pick another city or ZIP to compare.
Estimated from ZIP-level data
Be the first to submit your rent for Lutz.
No discussions yet.
