ZIP Code · FL

ZIP 33764

Pop. 27,311·Pinellas County·352nd most expensive ZIP in Florida
Median rent (all units)
$2,034/mo
Year-over-Year
+0.9%
Month-over-Month
+0.6%
vs US Median
+$102
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 33764 · $2,034
More expensive than 63% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,710
1 BR
$1,820
2 BR
$2,120
3 BR
$2,710
4 BR+
$3,300
Research median
$2,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 33764 usually run 0.6% below trend in December and 0.5% above it in July, about $22 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 33764 is 4.3% below its high of $2,125 in January 2025, at $2,034 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33764 changed +0.9% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 33764 rose 55.4% while median household income rose 27.5% ($52,760 to $67,256). Rent outpaced income.

Since before the pandemic

Rent in ZIP 33764 is 47.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($67,256) is $1,681 a month. That is less than HUD's Fair Market Rent for a studio ($1,710).

Rank in Clearwater

8th cheapest of 9 ZIP codes in Clearwater.

Cheaper nearby

ZIP 33771, 2 miles away, rents for 21% less ($1,614/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33764. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$24,408/yr
At $2,034/mo median
Location
StateFL
CountyPinellas County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.9% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 33764 (Clearwater, FL) is majority owner-occupied, has a large retiree population, 31.9% of residents hold a bachelor's degree or higher.

Population
27,311
Median income
$67,256
Median age
50.8
Renters
34%
Age distribution
13.3%
20%
23.4%
16.9%
26.5%
Under 1813.3%
18–3420%
35–5423.4%
55–6416.9%
65+26.5%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
76.9%
White76.9%
Black4.5%
Hispanic11.9%
Asian4.4%
Other2.3%
Education (25+)
29.6%
30.9%
31.9%
No HS diploma7.5%
HS diploma29.6%
Some college30.9%
Bachelor's+31.9%
Housing tenure
66%
34%
Owner66%
Renter34%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33764 in Clearwater, FL has changed in 5 years

Rent
$1,511 → $2,034
up 34.6%
Income
$56,530 → $67,256
up 19.0%
Population
27,600 → 27,311
down 1.0%
Renter share
31.5% → 34%
+2.5 pts
Bachelor's+
31.8% → 31.9%
+0.1 pts
Median age
49.3 → 50.8
+1.5 yrs

Rent in ZIP 33764 in Clearwater, FL has increased 34.6% since 2021, going from about $1,511 per month to roughly $2,034 today. Household income in the area moved from $56,530 to $67,256 across the same window, up 19.0% versus 2021. Rent outpaced income growth by roughly 15.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 27,600 to 27,311 between 2021 and 2024, a 1.0% change. About 34% of households rent today, against 31.5% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 33764 in Clearwater, FL look reasonable against where the market sat half a decade ago.

Community

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About renting in ZIP 33764

Last updated: October 17, 2026

ZIP code 33764 covers Clearwater, FL. The median rent here is $2,034/mo as of October 2026. A 1-bedroom rents for a median of $1,820/mo. A 2-bedroom rents for a median of $2,120/mo.

At 36% of local median household income ($67,256/yr), ZIP 33764 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33764?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,034/mo in ZIP 33764. The local median household income is $67,256/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33764?

Rent in ZIP 33764 has risen 0.9% over the past year as of September 2026. It sits 4.3% below its high of $2,125 in January 2025.

When is the cheapest time to rent in ZIP 33764?

Asking rents in ZIP 33764 are usually lowest in December, about 0.6% below their yearly trend, and highest in July, about 0.5% above it. At today's median that is a gap of roughly $22 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 33764?

Yes. From 2019 to 2024, rent in ZIP 33764 rose 55.4% while median household income rose 27.5%, from $52,760 to $67,256. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 33764 compare to other ZIPs in Florida?

ZIP 33764 is in the middle among Florida ZIP codes for rent, ranking #352 of 656 at $2,034/mo. Over the year to September 2026, rent in ZIP 33764 changed +0.9%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 33764 compare to the rest of Clearwater?

At $2,034/mo, ZIP 33764 is $59 above the Clearwater citywide median of $1,975/mo. It is the 8th cheapest of 9 ZIP codes in Clearwater.
Income Affordability
36%
MODERATE

At $2,034/mo, rent takes ~36% of ZIP 33764's median household income ($67,256/yr). The standard benchmark is 30%.

ZIP 33764 36%Benchmark 30%
State income taxNone
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Public schools near ZIP 33764 (Clearwater, FL)

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