ZIP Code · FL

ZIP 33765

Part of Clearwater, FL

Pop. 13,808·Pinellas County·515th most expensive ZIP in Florida

Median rent (all units)

$1,742/mo

Year-over-Year

-0.3%

Month-over-Month

+0.3%

vs US Median

-$190

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 33765 · $1,742

More affordable than 55% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,660

1 BR

$1,770

2 BR

$2,060

3 BR

$2,630

4 BR+

$3,210

Research median

$2,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 33765 is 2.2% below its high of $1,782 in February 2025, at $1,742 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33765 changed -0.3% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($69,199) is $1,730 a month. That covers HUD's Fair Market Rent for up to a studio ($1,660); a 1-bedroom is $1,770.

Rank in Clearwater

2nd cheapest of 9 ZIP codes in Clearwater.

Cheaper nearby

ZIP 33760, 5 miles away, rents for 15% less ($1,489/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33765. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,904/yr

At $1,742/mo median

Location

CityClearwater

StateFL

CountyPinellas County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.3% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 33765 (Clearwater, FL) is majority owner-occupied, has a large retiree population, 29.2% of residents hold a bachelor's degree or higher.

Population

13,808

Median income

$69,199

Median age

46.5

Renters

44.1%

Age distribution

17.7%

21.3%

21.4%

15.6%

24%

Under 1817.7%

18–3421.3%

35–5421.4%

55–6415.6%

65+24%

Gender

49.8%

50.2%

Male49.8%

Female50.2%

Race & ethnicity

67.8%

18.8%

White67.8%

Black9.5%

Hispanic18.8%

Asian4%

Education (25+)

13.6%

27.9%

29.3%

29.2%

No HS diploma13.6%

HS diploma27.9%

Some college29.3%

Bachelor's+29.2%

Housing tenure

55.9%

44.1%

Owner55.9%

Renter44.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 33765 in Clearwater, FL has changed in 5 years

Rent

$1,651 → $1,742

up 5.5%

Income

$53,892 → $69,199

up 28.4%

Population

15,257 → 13,808

down 9.5%

Renter share

45.5% → 44.1%

-1.4 pts

Bachelor's+

27.3% → 29.2%

+1.9 pts

Median age

47.5 → 46.5

-1.0 yrs

Compared with 2022, rent in ZIP 33765 in Clearwater, FL has climbed by $91 per month, settling near $1,742 after starting the period at $1,651. Local incomes tracked alongside that move, going from a median of $53,892 in 2021 to $69,199 more recently. Income growth outran rent by about 22.9 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 15,257 to 13,808 between 2021 and 2024, a 9.5% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 33765 in Clearwater, FL market of 2022.

Community

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About renting in ZIP 33765

Last updated: October 17, 2026

ZIP code 33765 covers Clearwater, FL. The median rent here is $1,742/mo as of October 2026. A 1-bedroom rents for a median of $1,770/mo. A 2-bedroom rents for a median of $2,060/mo.

At 30% of local median household income ($69,199/yr), ZIP 33765 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33765?

To keep rent at or below 30% of gross income, you would need to earn at least $70,000/year (about $34/hour full-time) to afford the median rent of $1,742/mo in ZIP 33765. The local median household income is $69,199/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33765?

Rent in ZIP 33765 has been roughly flat over the past year as of September 2026, a -0.3% change. It sits 2.2% below its high of $1,782 in February 2025.

How does ZIP 33765 compare to other ZIPs in Florida?

ZIP 33765 is one of the more affordable among Florida ZIP codes for rent, ranking #515 of 656 at $1,742/mo. Over the year to September 2026, rent in ZIP 33765 changed -0.3%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.