ZIP Code · FL

ZIP 34655

Pop. 49,964·Pasco County·426th most expensive ZIP in Florida
Median rent (all units)
$1,917/mo
Year-over-Year
-0.7%
Month-over-Month
+1.0%
vs US Median
-$15
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34655 · $1,917
More expensive than 57% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,790
1 BR
$1,900
2 BR
$2,220
3 BR
$2,840
4 BR+
$3,460
Research median
$2,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34655 is 2.5% below its high of $1,967 in March 2025, at $1,917 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34655 changed -0.7% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($85,470) is $2,137 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,900); a 2-bedroom is $2,220.

Rank in New Port Richey

3rd cheapest of 4 ZIP codes in New Port Richey.

Cheaper nearby

ZIP 34653, 5 miles away, rents for 17% less ($1,596/mo), about $3,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34655. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$23,004/yr
At $1,917/mo median
Location
StateFL
CountyPasco County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.7% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 34655 (New Port Richey, FL) is majority owner-occupied, has a large retiree population, 37.5% of residents hold a bachelor's degree or higher.

Population
49,964
Median income
$85,470
Median age
45.4
Renters
23.5%
Age distribution
20.5%
17%
25.8%
24.7%
Under 1820.5%
18–3417%
35–5425.8%
55–6412%
65+24.7%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
85%
White85%
Black2.2%
Hispanic9.1%
Asian3%
Other0.7%
Education (25+)
25.2%
32.3%
37.5%
No HS diploma5%
HS diploma25.2%
Some college32.3%
Bachelor's+37.5%
Housing tenure
76.5%
23.5%
Owner76.5%
Renter23.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34655 in New Port Richey, FL has changed in 5 years

Rent
$1,790 → $1,917
up 7.1%
Income
$71,553 → $85,470
up 19.4%
Population
44,069 → 49,964
up 13.4%
Renter share
20.2% → 23.5%
+3.3 pts
Bachelor's+
34.4% → 37.5%
+3.1 pts
Median age
46.8 → 45.4
-1.4 yrs

Since 2022, the typical rent in ZIP 34655 in New Port Richey, FL has climbed from $1,790 to $1,917, a 7.1% change over five years. Census figures show median household income at $85,470 today, compared with $71,553 five years earlier. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 13.4% since 2021, moving from about 44,069 residents to roughly 49,964. Renters now make up 23.5% of households, compared with 20.2% five years ago. College-educated residents now make up 37.5% of adults here, versus 34.4% in 2021. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

Community

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Local insights

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About renting in ZIP 34655

Last updated: October 17, 2026

ZIP code 34655 covers New Port Richey, FL. The median rent here is $1,917/mo as of October 2026. A 1-bedroom rents for a median of $1,900/mo. A 2-bedroom rents for a median of $2,220/mo.

At 27% of local median household income ($85,470/yr), ZIP 34655 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34655?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (about $37/hour full-time) to afford the median rent of $1,917/mo in ZIP 34655. The local median household income is $85,470/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34655?

Rent in ZIP 34655 has fallen 0.7% over the past year as of September 2026. It sits 2.5% below its high of $1,967 in March 2025.

How does ZIP 34655 compare to other ZIPs in Florida?

ZIP 34655 is in the middle among Florida ZIP codes for rent, ranking #426 of 656 at $1,917/mo. Over the year to September 2026, rent in ZIP 34655 changed -0.7%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 34655 compare to the rest of New Port Richey?

At $1,917/mo, ZIP 34655 is $127 above the New Port Richey citywide median of $1,790/mo. It is the 3rd cheapest of 4 ZIP codes in New Port Richey.
Income Affordability
27%
AFFORDABLE

At $1,917/mo, rent takes ~27% of ZIP 34655's median household income ($85,470/yr). The standard benchmark is 30%.

ZIP 34655 27%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34655 (New Port Richey, FL)

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