ZIP Code · FL

ZIP 34677

Part of Oldsmar, FL

Pop. 22,762·Pinellas County·360th most expensive ZIP in Florida

Median rent (all units)

$2,015/mo

Year-over-Year

-1.0%

Month-over-Month

Stable

vs US Median

+$83

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 34677 · $2,015

More expensive than 62% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,570

1 BR

$1,670

2 BR

$1,950

3 BR

$2,490

4 BR+

$3,030

Research median

$1,950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34677 is 4.6% below its high of $2,112 in December 2024, at $2,015 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34677 changed -1.0% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($93,474) is $2,337 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,950); a 3-bedroom is $2,490.

Cheaper nearby

ZIP 33615, 6 miles away, rents for 21% less ($1,590/mo), about $5,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34677. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,180/yr

At $2,015/mo median

Location

CityOldsmar

StateFL

CountyPinellas County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-1.0% YoY, +0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 34677 (Oldsmar, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 41.9% of residents hold a bachelor's degree or higher.

Population

22,762

Median income

$93,474

Median age

47.5

Renters

19.5%

Age distribution

16.6%

18.4%

23.8%

17.8%

23.5%

Under 1816.6%

18–3418.4%

35–5423.8%

55–6417.8%

65+23.5%

Gender

45.9%

54.1%

Male45.9%

Female54.1%

Race & ethnicity

77.8%

14.2%

White77.8%

Black4.8%

Hispanic14.2%

Asian4.4%

Education (25+)

24.2%

30.3%

41.9%

No HS diploma3.7%

HS diploma24.2%

Some college30.3%

Bachelor's+41.9%

Housing tenure

80.5%

19.5%

Owner80.5%

Renter19.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34677 in Oldsmar, FL has changed in 5 years

Rent

$1,771 → $2,015

up 13.8%

Income

$76,217 → $93,474

up 22.6%

Population

22,528 → 22,762

up 1.0%

Renter share

23.2% → 19.5%

-3.7 pts

Bachelor's+

38.7% → 41.9%

+3.2 pts

Median age

46.1 → 47.5

+1.4 yrs

Rent in ZIP 34677 in Oldsmar, FL has increased 13.8% since 2022, going from about $1,771 per month to roughly $2,015 today. Local incomes tracked alongside that move, going from a median of $76,217 in 2021 to $93,474 more recently. Income growth outran rent by about 8.8 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 22,528 to 22,762 between 2021 and 2024, a 1.0% change. About 19.5% of households rent today, against 23.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 38.7% to 41.9%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 34677 in Oldsmar, FL market of 2022.

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About renting in ZIP 34677

Last updated: October 17, 2026

ZIP code 34677 covers Oldsmar, FL. The median rent here is $2,015/mo as of October 2026. A 1-bedroom rents for a median of $1,670/mo. A 2-bedroom rents for a median of $1,950/mo.

At 26% of local median household income ($93,474/yr), ZIP 34677 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34677?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,015/mo in ZIP 34677. The local median household income is $93,474/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34677?

Rent in ZIP 34677 has fallen 1.0% over the past year as of September 2026. It sits 4.6% below its high of $2,112 in December 2024.

How does ZIP 34677 compare to other ZIPs in Florida?

ZIP 34677 is in the middle among Florida ZIP codes for rent, ranking #360 of 656 at $2,015/mo. Over the year to September 2026, rent in ZIP 34677 changed -1.0%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.