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ZIP Code · FL

ZIP 34695

Pop. 18,098·Pinellas County·120th most expensive ZIP in Florida
Median rent (all units)
$2,623/mo
Year-over-Year
+31.5%
Month-over-Month
+3.6%
vs US Median
+$661
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34695 · $2,623
More expensive than 82% of US ZIP codes · National median $1,962/mo
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Medians by bedroom

Rent by unit size

Studio
$1,810
1 BR
$1,930
2 BR
$2,250
3 BR
$2,880
4 BR+
$3,500
Research median
$2,250/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: August 17, 2026

Annual cost
$31,476/yr
At $2,623/mo median
Location
StateFL
CountyPinellas County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 31.5% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+31.5% YoY, +3.6% MoM), not inventory.
Demographics

Who lives here

ZIP 34695 (Safety Harbor, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 46.1% of residents hold a bachelor's degree or higher.

Population
18,098
Median income
$95,238
Median age
51.5
Renters
13.5%
Age distribution
17.8%
27.5%
17.2%
26.2%
Under 1817.8%
18–3411.4%
35–5427.5%
55–6417.2%
65+26.2%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
76.7%
White76.7%
Black7.1%
Hispanic10%
Asian2.2%
Other4%
Education (25+)
22.6%
27%
46.1%
No HS diploma4.2%
HS diploma22.6%
Some college27%
Bachelor's+46.1%
Housing tenure
86.5%
13.5%
Owner86.5%
Renter13.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34695 in Safety Harbor, FL has changed in 5 years

Income
$92,019 → $95,238
up 3.5%
Population
17,778 → 18,098
up 1.8%
Renter share
16.2% → 13.5%
-2.7 pts
Bachelor's+
44.1% → 46.1%
+2.0 pts
Median age
48 → 51.5
+3.5 yrs

Census figures show median household income at $95,238 today, compared with $92,019 five years earlier. Census counts show ZIP 34695 in Safety Harbor, FL adding about 320 residents over the five-year window, up 1.8% on net. The renter share has eased from 16.2% to 13.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 44.1% to 46.1% across the same window.

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Local insights

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About renting in ZIP 34695

Last updated: August 17, 2026

ZIP code 34695 covers Safety Harbor, FL. The median rent here is $2,623/mo as of August 2026. A 1-bedroom rents for a median of $1,930/mo. A 2-bedroom rents for a median of $2,250/mo.

At 33% of local median household income ($95,238/yr), ZIP 34695 ranks as moderate compared to the national benchmark of 30%. Rents have increased 31.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34695?

As of August 17, 2026, the median monthly rent in ZIP 34695 (Safety Harbor, FL) is $2,623. This is based on aggregated data from public sources and community submissions.

How does ZIP 34695 rent compare to the US average?

ZIP 34695's median rent of $2,623/mo is $661 (34%) above the US national median of $1,962/mo.

How does ZIP 34695 compare to other ZIPs in Florida?

ZIP 34695 is one of the pricier ZIP codes in Florida, ranking #120 out of 661 ZIPs tracked at $2,623/mo.

How much income do you need to rent in ZIP 34695?

To keep rent at or below 30% of gross income, you would need to earn at least $105,000/year (~$50/hour full-time) to afford the median rent of $2,623/mo in ZIP 34695. The local median household income is $95,238/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34695?

Rent in ZIP 34695 has increased 31.5% over the past year as of August 17, 2026, putting upward pressure on renter budgets.

Is ZIP 34695 an affordable place to rent?

ZIP 34695 is considered moderate for renters. At $2,623/mo, rent takes approximately 33% of the local median household income ($95,238/yr). The standard benchmark is 30%. ZIP 34695 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 34695 residents rent vs. own?

According to Census data, approximately 13.5% of ZIP 34695 households are renters, while 86.5% are owner-occupied. ZIP 34695 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34695 compare to the rest of Safety Harbor?

ZIP 34695 sits right at the Safety Harbor citywide median of $2,623/mo.

When was rent data for ZIP 34695 last updated?

Rent data for ZIP 34695 reflects August 17, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,623/mo, rent takes ~33% of ZIP 34695's median household income ($95,238/yr). The standard benchmark is 30%.

ZIP 34695 33%Benchmark 30%
State income taxNone
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