ZIP Code · FL

ZIP 34689

Part of Tarpon Springs, FL

Pop. 27,324·Pinellas County·386th most expensive ZIP in Florida

Median rent (all units)

$1,973/mo

Year-over-Year

+4.6%

Month-over-Month

+1.5%

vs US Median

+$41

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 34689 · $1,973

More expensive than 60% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,340

1 BR

$1,420

2 BR

$1,660

3 BR

$2,120

4 BR+

$2,580

Research median

$1,660/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

August. Asking rents in ZIP 34689 usually run 1.1% below trend in August and 1.3% above it in January, about $47 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 34689 is at its highest level since Zillow's records here began in June 2021.

Past year vs. the rest of Florida

Rent in ZIP 34689 changed +4.6% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($74,854) is $1,871 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,660); a 3-bedroom is $2,120.

Cheaper nearby

ZIP 34690, 4 miles away, rents for 12% less ($1,746/mo), about $2,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34689. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,676/yr

At $1,973/mo median

Location

CityTarpon Springs

StateFL

CountyPinellas County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 4.6% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+4.6% YoY, +1.5% MoM), not inventory.

Demographics

Who lives here

ZIP 34689 (Tarpon Springs, FL) is majority owner-occupied, has a large retiree population, 33.7% of residents hold a bachelor's degree or higher.

Population

27,324

Median income

$74,854

Median age

55.7

Renters

18.5%

Age distribution

17%

20.2%

21.2%

30.6%

Under 1811%

18–3417%

35–5420.2%

55–6421.2%

65+30.6%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

82.4%

White82.4%

Black5.5%

Hispanic9.7%

Asian0.6%

Other1.7%

Education (25+)

28.6%

31.4%

33.7%

No HS diploma6.3%

HS diploma28.6%

Some college31.4%

Bachelor's+33.7%

Housing tenure

81.5%

18.5%

Owner81.5%

Renter18.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34689 in Tarpon Springs, FL has changed in 5 years

Rent

$1,704 → $1,973

up 15.8%

Income

$56,155 → $74,854

up 33.3%

Population

26,393 → 27,324

up 3.5%

Renter share

22.2% → 18.5%

-3.7 pts

Bachelor's+

31.7% → 33.7%

+2.0 pts

Median age

53.2 → 55.7

+2.5 yrs

Compared with 2022, rent in ZIP 34689 in Tarpon Springs, FL has increased by $269 per month, settling near $1,973 after starting the period at $1,704. Household income in the area moved from $56,155 to $74,854 across the same window, up 33.3% versus 2021. Income growth outran rent by about 17.5 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 26,393 to 27,324 between 2021 and 2024, a 3.5% change. About 18.5% of households rent today, against 22.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 31.7% to 33.7%. Reading these numbers side by side helps frame whether current listings in ZIP 34689 in Tarpon Springs, FL look reasonable against where the market sat half a decade ago.

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About renting in ZIP 34689

Last updated: October 17, 2026

ZIP code 34689 covers Tarpon Springs, FL. The median rent here is $1,973/mo as of October 2026. A 1-bedroom rents for a median of $1,420/mo. A 2-bedroom rents for a median of $1,660/mo.

At 32% of local median household income ($74,854/yr), ZIP 34689 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34689?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,973/mo in ZIP 34689. The local median household income is $74,854/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34689?

Rent in ZIP 34689 has risen 4.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2021.

When is the cheapest time to rent in ZIP 34689?

Asking rents in ZIP 34689 are usually lowest in August, about 1.1% below their yearly trend, and highest in January, about 1.3% above it. At today's median that is a gap of roughly $47 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 34689 compare to other ZIPs in Florida?

ZIP 34689 is in the middle among Florida ZIP codes for rent, ranking #386 of 656 at $1,973/mo. Over the year to September 2026, rent in ZIP 34689 changed +4.6%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.