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ZIP Code · FL

ZIP 34786

Pop. 42,358·Orange County·176th most expensive ZIP in Florida
Median rent (all units)
$2,446/mo
Year-over-Year
-1.7%
Month-over-Month
-2.5%
vs US Median
+$481
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 34786 · $2,446
More expensive than 78% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,310
1 BR
$2,420
2 BR
$2,760
3 BR
$3,460
4 BR+
$4,090
Research median
$2,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$29,352/yr
At $2,446/mo median
Location
StateFL
CountyOrange County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 1.7% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-1.7% YoY, -2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 34786 (Windermere, FL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 59.9% of residents hold a bachelor's degree or higher.

Population
42,358
Median income
$134,214
Median age
38.9
Renters
28.5%
Age distribution
26.3%
16.5%
33.6%
Under 1826.3%
18–3416.5%
35–5433.6%
55–6411.7%
65+11.9%
Gender
47.4%
52.6%
Male47.4%
Female52.6%
Race & ethnicity
60.7%
17%
White60.7%
Black4.3%
Hispanic17%
Asian11.4%
Other6.7%
Education (25+)
28.1%
59.9%
No HS diploma2.5%
HS diploma9.5%
Some college28.1%
Bachelor's+59.9%
Housing tenure
71.5%
28.5%
Owner71.5%
Renter28.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34786 in Windermere, FL has changed in 5 years

Rent
$1,830 → $2,446
up 33.7%
Income
$105,774 → $134,214
up 26.9%
Population
46,817 → 42,358
down 9.5%
Renter share
28.2% → 28.5%
+0.3 pts
Bachelor's+
57.4% → 59.9%
+2.5 pts
Median age
36.3 → 38.9
+2.6 yrs

Five years ago, renters in ZIP 34786 in Windermere, FL paid around $1,830 a month. That figure now sits near $2,446, up 33.7% from the 2021 baseline. On the earnings side, the typical household in ZIP 34786 in Windermere, FL now reports about $134,214, up from $105,774 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 34786 in Windermere, FL losing about 4,459 residents over the five-year window, down 9.5% on net. Bachelor's-degree-or-higher attainment moved from 57.4% to 59.9% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34786 in Windermere, FL reflects that arc in its own way.

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Local insights

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About renting in ZIP 34786

Last updated: July 20, 2026

ZIP code 34786 covers Windermere, FL. The median rent here is $2,446/mo as of July 2026. A 1-bedroom rents for a median of $2,420/mo. A 2-bedroom rents for a median of $2,760/mo.

At 22% of local median household income ($134,214/yr), ZIP 34786 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34786?

As of July 20, 2026, the median monthly rent in ZIP 34786 (Windermere, FL) is $2,446. This is based on aggregated data from public sources and community submissions.

How does ZIP 34786 rent compare to the US average?

ZIP 34786's median rent of $2,446/mo is $481 (24%) above the US national median of $1,965/mo.

How does ZIP 34786 compare to other ZIPs in Florida?

ZIP 34786 is one of the pricier ZIP codes in Florida, ranking #176 out of 662 ZIPs tracked at $2,446/mo.

How much income do you need to rent in ZIP 34786?

To keep rent at or below 30% of gross income, you would need to earn at least $98,000/year (~$47/hour full-time) to afford the median rent of $2,446/mo in ZIP 34786. The local median household income is $134,214/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 34786?

Rent in ZIP 34786 has decreased 1.7% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 34786 an affordable place to rent?

ZIP 34786 is considered very affordable for renters. At $2,446/mo, rent takes approximately 22% of the local median household income ($134,214/yr). The standard benchmark is 30%. ZIP 34786 falls comfortably within that range.

What percentage of ZIP 34786 residents rent vs. own?

According to Census data, approximately 28.5% of ZIP 34786 households are renters, while 71.5% are owner-occupied. ZIP 34786 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34786 compare to the rest of Windermere?

ZIP 34786 sits right at the Windermere citywide median of $2,446/mo.

When was rent data for ZIP 34786 last updated?

Rent data for ZIP 34786 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $2,446/mo, rent takes ~22% of ZIP 34786's median household income ($134,214/yr). The standard benchmark is 30%.

ZIP 34786 22%Benchmark 30%
State income taxNone
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