ZIP 34786
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 34786 usually run 0.7% below trend in January and 0.6% above it in August, about $32 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 34786 is 0.3% below its high of $2,457 in November 2025, at $2,450 as of September 2026.
Rent in ZIP 34786 changed +0.6% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.
From 2019 to 2024, rent in ZIP 34786 rose 43% while median household income rose 27.7% ($105,075 to $134,214). Rent outpaced income.
Rent in ZIP 34786 is 39.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent rose in 7 of the last 12 months.
30% of the median household income ($134,214) is $3,355 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,760); a 3-bedroom is $3,460.
ZIP 32835, 5 miles away, rents for 30% less ($1,713/mo), about $8,800 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 34786. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 34786 (Windermere, FL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 59.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 34786 in Windermere, FL has changed in 5 years
Five years ago, renters in ZIP 34786 in Windermere, FL paid around $1,825 a month. That figure now sits near $2,450, up 34.2% from the 2021 baseline. On the earnings side, the typical household in ZIP 34786 in Windermere, FL now reports about $134,214, up from $105,774 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 34786 in Windermere, FL losing about 4,459 residents over the five-year window, down 9.5% on net. Bachelor's-degree-or-higher attainment moved from 57.4% to 59.9% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34786 in Windermere, FL reflects that arc in its own way.
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Tips for renters in ZIP 34786
Last updated: October 17, 2026
ZIP code 34786 covers Windermere, FL. The median rent here is $2,450/mo as of October 2026. A 1-bedroom rents for a median of $2,420/mo. A 2-bedroom rents for a median of $2,760/mo.
At 22% of local median household income ($134,214/yr), ZIP 34786 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.6% over the past year.
Frequently asked questions
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How does ZIP 34786 compare to the rest of Windermere?
At $2,450/mo, rent takes ~22% of ZIP 34786's median household income ($134,214/yr). The standard benchmark is 30%.
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