ZIP Code · TN

ZIP 38012

Pop. 13,031·Haywood County·147th most expensive ZIP in Tennessee
Median rent (all units)
$867/mo
Year-over-Year
Stable
Month-over-Month
-0.8%
vs US Median
-$1,065
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 38012 · $867
More affordable than 99% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$700
1 BR
$710
2 BR
$930
3 BR
$1,230
4 BR+
$1,420
Research median
$930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($45,974) is $1,149 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($930); a 3-bedroom is $1,230.

From Zillow's monthly rent index (ZORI) for ZIP 38012. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$10,404/yr
At $867/mo median
Location
StateTN
CountyHaywood County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 38012 (Brownsville, TN) is majority owner-occupied, has a large retiree population, has a median income below the national average, 14.9% of residents hold a bachelor's degree or higher.

Population
13,031
Median income
$45,974
Median age
43
Renters
44.1%
Age distribution
21.5%
20.4%
23.9%
13.1%
21%
Under 1821.5%
18–3420.4%
35–5423.9%
55–6413.1%
65+21%
Gender
45.6%
54.4%
Male45.6%
Female54.4%
Race & ethnicity
36.5%
56.4%
White36.5%
Black56.4%
Hispanic3.8%
Other3.2%
Education (25+)
16.4%
45.1%
23.6%
14.9%
No HS diploma16.4%
HS diploma45.1%
Some college23.6%
Bachelor's+14.9%
Housing tenure
55.9%
44.1%
Owner55.9%
Renter44.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 38012 in Brownsville, TN has changed in 5 years

Income
$38,596 → $45,974
up 19.1%
Population
13,185 → 13,031
down 1.2%
Renter share
46.4% → 44.1%
-2.3 pts
Bachelor's+
11.5% → 14.9%
+3.4 pts

Household income in the area moved from $38,596 to $45,974 across the same window, up 19.1% versus 2021. The population has contracted by 1.2% since 2021, moving from about 13,185 residents to roughly 13,031. Renters now make up 44.1% of households, compared with 46.4% five years ago. College-educated residents now make up 14.9% of adults here, versus 11.5% in 2021.

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Local insights

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About renting in ZIP 38012

Last updated: October 17, 2026

ZIP code 38012 covers Brownsville, TN. The median rent here is $867/mo as of October 2026. A 1-bedroom rents for a median of $710/mo. A 2-bedroom rents for a median of $930/mo.

At 23% of local median household income ($45,974/yr), ZIP 38012 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 38012?

To keep rent at or below 30% of gross income, you would need to earn at least $35,000/year (about $17/hour full-time) to afford the median rent of $867/mo in ZIP 38012. The local median household income is $45,974/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 38012?

Rent in ZIP 38012 has been roughly flat over the past year, a 0.0% change.

How does ZIP 38012 compare to other ZIPs in Tennessee?

ZIP 38012 is one of the more affordable among Tennessee ZIP codes for rent, ranking #147 of 147 at $867/mo.

How does ZIP 38012 compare to the rest of Brownsville?

ZIP 38012 sits right at the Brownsville citywide median of $867/mo.
Income Affordability
23%
VERY AFFORDABLE

At $867/mo, rent takes ~23% of ZIP 38012's median household income ($45,974/yr). The standard benchmark is 30%.

ZIP 38012 23%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 38012 (Brownsville, TN)

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