ZIP Code · TN

ZIP 38305

Part of Jackson, TN

Pop. 53,488·Madison County·102nd most expensive ZIP in Tennessee

Median rent (all units)

$1,476/mo

Year-over-Year

+2.4%

Month-over-Month

-0.1%

vs US Median

-$456

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 38305 · $1,476

More affordable than 75% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$990

1 BR

$1,090

2 BR

$1,430

3 BR

$1,900

4 BR+

$2,000

Research median

$1,430/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 38305 is 0.1% below its high of $1,478 in August 2026, at $1,476 as of September 2026.

Past year vs. the rest of Tennessee

Rent in ZIP 38305 changed +2.4% over the year to September 2026. Across the 127 Tennessee ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($68,977) is $1,724 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,430); a 3-bedroom is $1,900.

Cheaper nearby

ZIP 38301, 9 miles away, rents for 18% less ($1,216/mo), about $3,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 38305. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,712/yr

At $1,476/mo median

Location

CityJackson

StateTN

CountyMadison County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.4% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 38305 (Jackson, TN) is majority owner-occupied, 33.8% of residents hold a bachelor's degree or higher.

Population

53,488

Median income

$68,977

Median age

38.4

Renters

36.7%

Age distribution

22.9%

23.3%

12.9%

17.9%

Under 1822.9%

18–3422.9%

35–5423.3%

55–6412.9%

65+17.9%

Gender

46.9%

53.1%

Male46.9%

Female53.1%

Race & ethnicity

56.5%

32.8%

White56.5%

Black32.8%

Hispanic5.8%

Asian1.5%

Other3.3%

Education (25+)

30.8%

29.1%

33.8%

No HS diploma6.4%

HS diploma30.8%

Some college29.1%

Bachelor's+33.8%

Housing tenure

63.3%

36.7%

Owner63.3%

Renter36.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 38305 in Jackson, TN has changed in 5 years

Income

$58,982 → $68,977

up 16.9%

Population

51,864 → 53,488

up 3.1%

Renter share

34.2% → 36.7%

+2.5 pts

Bachelor's+

35.3% → 33.8%

-1.5 pts

Median age

37.1 → 38.4

+1.3 yrs

Median household income rose from $58,982 to $68,977 between 2021 and 2024, a 16.9% shift. The population has grown by 3.1% since 2021, moving from about 51,864 residents to roughly 53,488. Renters now make up 36.7% of households, compared with 34.2% five years ago.

Community

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Local insights

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About renting in ZIP 38305

Last updated: October 17, 2026

ZIP code 38305 covers Jackson, TN. The median rent here is $1,476/mo as of October 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,430/mo.

At 26% of local median household income ($68,977/yr), ZIP 38305 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 38305?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,476/mo in ZIP 38305. The local median household income is $68,977/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 38305?

Rent in ZIP 38305 has risen 2.4% over the past year as of September 2026. It sits 0.1% below its high of $1,478 in August 2026.

How does ZIP 38305 compare to other ZIPs in Tennessee?

ZIP 38305 is one of the more affordable among Tennessee ZIP codes for rent, ranking #102 of 147 at $1,476/mo. Over the year to September 2026, rent in ZIP 38305 changed +2.4%, against a typical +1.8% across the 127 Tennessee ZIP codes Zillow tracks.