ZIP Code · TN

ZIP 38464

Part of Lawrenceburg, TN

Pop. 23,504·Lawrence County·133rd most expensive ZIP in Tennessee

Median rent (all units)

$1,168/mo

Year-over-Year

Stable

Month-over-Month

+1.8%

vs US Median

-$764

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 38464 · $1,168

More affordable than 93% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$720

1 BR

$730

2 BR

$950

3 BR

$1,140

4 BR+

$1,270

Research median

$950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($50,853) is $1,271 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,270).

From Zillow's monthly rent index (ZORI) for ZIP 38464. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,016/yr

At $1,168/mo median

Location

CityLawrenceburg

StateTN

CountyLawrence County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.8% MoM), not inventory.

Demographics

Who lives here

ZIP 38464 (Lawrenceburg, TN) is majority owner-occupied, has a median income below the national average, 14.6% of residents hold a bachelor's degree or higher.

Population

23,504

Median income

$50,853

Median age

41.7

Renters

28.9%

Age distribution

22.1%

20%

23.8%

15.6%

18.4%

Under 1822.1%

18–3420%

35–5423.8%

55–6415.6%

65+18.4%

Gender

47.4%

52.6%

Male47.4%

Female52.6%

Race & ethnicity

89.8%

White89.8%

Black2.8%

Hispanic3.9%

Asian0.5%

Other3.1%

Education (25+)

44.1%

29.3%

14.6%

No HS diploma11.9%

HS diploma44.1%

Some college29.3%

Bachelor's+14.6%

Housing tenure

71.1%

28.9%

Owner71.1%

Renter28.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 38464 in Lawrenceburg, TN has changed in 5 years

Income

$41,241 → $50,853

up 23.3%

Population

23,422 → 23,504

up 0.4%

Renter share

30.5% → 28.9%

-1.6 pts

Bachelor's+

16.3% → 14.6%

-1.7 pts

Median age

39.5 → 41.7

+2.2 yrs

Household income in the area moved from $41,241 to $50,853 across the same window, up 23.3% versus 2021. About 28.9% of households rent today, against 30.5% in 2021.

Community

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Local insights

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About renting in ZIP 38464

Last updated: October 17, 2026

ZIP code 38464 covers Lawrenceburg, TN. The median rent here is $1,168/mo as of October 2026. A 1-bedroom rents for a median of $730/mo. A 2-bedroom rents for a median of $950/mo.

At 28% of local median household income ($50,853/yr), ZIP 38464 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 38464?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (about $23/hour full-time) to afford the median rent of $1,168/mo in ZIP 38464. The local median household income is $50,853/yr, so the typical household meets that bar.