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ZIP Code · TN

ZIP 38401

Part of Columbia, TN
Pop. 67,482·Maury County·84th most expensive ZIP in Tennessee
Median rent (all units)
$1,582/mo
Year-over-Year
+10.7%
Month-over-Month
-0.1%
vs US Median
-$383
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 38401 · $1,582
More affordable than 68% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,150
1 BR
$1,170
2 BR
$1,320
3 BR
$1,660
4 BR+
$2,020
Research median
$1,320/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,984/yr
At $1,582/mo median
Location
StateTN
CountyMaury County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.7% YoY, -0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 38401 (Columbia, TN) is majority owner-occupied, 26.2% of residents hold a bachelor's degree or higher.

Population
67,482
Median income
$68,475
Median age
38.5
Renters
29.9%
Age distribution
23.8%
22%
25.1%
17.2%
Under 1823.8%
18–3422%
35–5425.1%
55–6412%
65+17.2%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
75.8%
13.1%
White75.8%
Black13.1%
Hispanic8.6%
Asian1.1%
Other1.4%
Education (25+)
34.9%
31.2%
26.2%
No HS diploma7.8%
HS diploma34.9%
Some college31.2%
Bachelor's+26.2%
Housing tenure
70.1%
29.9%
Owner70.1%
Renter29.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 38401 in Columbia, TN has changed in 5 years

Rent
$1,210 → $1,582
up 30.7%
Income
$60,815 → $68,475
up 12.6%
Population
64,681 → 67,482
up 4.3%
Renter share
29.4% → 29.9%
+0.5 pts
Bachelor's+
22.7% → 26.2%
+3.5 pts

Five years ago, renters in ZIP 38401 in Columbia, TN paid around $1,210 a month. That figure now sits near $1,582, up 30.7% from the 2021 baseline. Local incomes tracked alongside that move, going from a median of $60,815 in 2021 to $68,475 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 38401 in Columbia, TN adding about 2,801 residents over the five-year window, up 4.3% on net. Bachelor's-degree-or-higher attainment moved from 22.7% to 26.2% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 38401 in Columbia, TN market of 2021.

Community

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Local insights

Tips for renters in ZIP 38401

About renting in ZIP 38401

Last updated: July 20, 2026

ZIP code 38401 covers Columbia, TN. The median rent here is $1,582/mo as of July 2026. A 1-bedroom rents for a median of $1,170/mo. A 2-bedroom rents for a median of $1,320/mo.

At 28% of local median household income ($68,475/yr), ZIP 38401 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 38401?

As of July 20, 2026, the median monthly rent in ZIP 38401 (Columbia, TN) is $1,582. This is based on aggregated data from public sources and community submissions.

How does ZIP 38401 rent compare to the US average?

ZIP 38401's median rent of $1,582/mo is $383 (19%) below the US national median of $1,965/mo.

How does ZIP 38401 compare to other ZIPs in Tennessee?

ZIP 38401 falls in the middle range for Tennessee, ranking #84 out of 145 ZIPs at $1,582/mo.

How much income do you need to rent in ZIP 38401?

To keep rent at or below 30% of gross income, you would need to earn at least $63,000/year (~$30/hour full-time) to afford the median rent of $1,582/mo in ZIP 38401. The local median household income is $68,475/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 38401?

Rent in ZIP 38401 has increased 10.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 38401 an affordable place to rent?

ZIP 38401 is considered affordable for renters. At $1,582/mo, rent takes approximately 28% of the local median household income ($68,475/yr). The standard benchmark is 30%. ZIP 38401 falls comfortably within that range.

What percentage of ZIP 38401 residents rent vs. own?

According to Census data, approximately 29.9% of ZIP 38401 households are renters, while 70.1% are owner-occupied. ZIP 38401 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 38401 compare to the rest of Columbia?

ZIP 38401 is pricier than Columbia as a whole. At $1,582/mo, it's $2 above the Columbia citywide median of $1,580/mo.

When was rent data for ZIP 38401 last updated?

Rent data for ZIP 38401 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,582/mo, rent takes ~28% of ZIP 38401's median household income ($68,475/yr). The standard benchmark is 30%.

ZIP 38401 28%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 38401 (Columbia, TN)

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