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ZIP Code · MS

ZIP 39520

Pop. 15,561·Hancock County·20th most expensive ZIP in Mississippi
Median rent (all units)
$1,475/mo
Year-over-Year
Stable
Month-over-Month
+10.3%
vs US Median
-$490
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 39520 · $1,475
More affordable than 75% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$770
1 BR
$910
2 BR
$1,120
3 BR
$1,450
4 BR+
$1,580
Research median
$1,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,700/yr
At $1,475/mo median
Location
StateMS
CountyHancock County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +10.3% MoM), not inventory.
Demographics

Who lives here

ZIP 39520 (Bay Saint Louis, MS) is majority owner-occupied, has a large retiree population, has a median income below the national average, 30.8% of residents hold a bachelor's degree or higher.

Population
15,561
Median income
$62,176
Median age
50.2
Renters
25%
Age distribution
18.7%
15.1%
25.9%
16.1%
24.3%
Under 1818.7%
18–3415.1%
35–5425.9%
55–6416.1%
65+24.3%
Gender
47%
53%
Male47%
Female53%
Race & ethnicity
80.1%
White80.1%
Black10.8%
Hispanic3.7%
Asian1.1%
Other4.3%
Education (25+)
25.6%
32.4%
30.8%
No HS diploma11.2%
HS diploma25.6%
Some college32.4%
Bachelor's+30.8%
Housing tenure
75%
25%
Owner75%
Renter25%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 39520 in Bay Saint Louis, MS has changed in 5 years

Income
$52,301 → $62,176
up 18.9%
Population
15,201 → 15,561
up 2.4%
Renter share
30.9% → 25%
-5.9 pts
Bachelor's+
25.7% → 30.8%
+5.1 pts
Median age
46.7 → 50.2
+3.5 yrs

Census figures show median household income at $62,176 today, compared with $52,301 five years earlier. The population has grown by 2.4% since 2021, moving from about 15,201 residents to roughly 15,561. Renters now make up 25% of households, compared with 30.9% five years ago. College-educated residents now make up 30.8% of adults here, versus 25.7% in 2021.

Community

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Local insights

Tips for renters in ZIP 39520

About renting in ZIP 39520

Last updated: July 20, 2026

ZIP code 39520 covers Bay Saint Louis, MS. The median rent here is $1,475/mo as of July 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,120/mo.

At 28% of local median household income ($62,176/yr), ZIP 39520 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 39520?

As of July 20, 2026, the median monthly rent in ZIP 39520 (Bay Saint Louis, MS) is $1,475. This is based on aggregated data from public sources and community submissions.

How does ZIP 39520 rent compare to the US average?

ZIP 39520's median rent of $1,475/mo is $490 (25%) below the US national median of $1,965/mo.

How does ZIP 39520 compare to other ZIPs in Mississippi?

ZIP 39520 falls in the middle range for Mississippi, ranking #20 out of 38 ZIPs at $1,475/mo.

How much income do you need to rent in ZIP 39520?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (~$28/hour full-time) to afford the median rent of $1,475/mo in ZIP 39520. The local median household income is $62,176/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 39520?

Rent in ZIP 39520 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 39520 an affordable place to rent?

ZIP 39520 is considered affordable for renters. At $1,475/mo, rent takes approximately 28% of the local median household income ($62,176/yr). The standard benchmark is 30%. ZIP 39520 falls comfortably within that range.

What percentage of ZIP 39520 residents rent vs. own?

According to Census data, approximately 25% of ZIP 39520 households are renters, while 75% are owner-occupied. ZIP 39520 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 39520 compare to the rest of Bay Saint Louis?

ZIP 39520 sits right at the Bay Saint Louis citywide median of $1,475/mo.

When was rent data for ZIP 39520 last updated?

Rent data for ZIP 39520 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,475/mo, rent takes ~28% of ZIP 39520's median household income ($62,176/yr). The standard benchmark is 30%.

ZIP 39520 28%Benchmark 30%
State income tax4.7%
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Schools nearby

Public schools near ZIP 39520 (Bay Saint Louis, MS)

Recent submissions

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