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ZIP Code · MS

ZIP 39531

Part of Biloxi, MS
Pop. 18,918·Harrison County·26th most expensive ZIP in Mississippi
Median rent (all units)
$1,356/mo
Year-over-Year
+10.4%
Month-over-Month
+0.1%
vs US Median
-$609
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 39531 · $1,356
More affordable than 83% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$790
1 BR
$920
2 BR
$1,140
3 BR
$1,470
4 BR+
$1,610
Research median
$1,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,272/yr
At $1,356/mo median
Location
CityBiloxi
StateMS
CountyHarrison County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.4% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 39531 (Biloxi, MS) is majority renter-occupied, has a median income below the national average, 33% of residents hold a bachelor's degree or higher.

Population
18,918
Median income
$54,218
Median age
35.5
Renters
61.4%
Age distribution
24.6%
24.2%
22.9%
16.6%
Under 1824.6%
18–3424.2%
35–5422.9%
55–6411.6%
65+16.6%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
62.3%
17.2%
White62.3%
Black17.2%
Hispanic10.7%
Asian3%
Other6.8%
Education (25+)
24.4%
33.1%
33%
No HS diploma9.5%
HS diploma24.4%
Some college33.1%
Bachelor's+33%
Housing tenure
38.6%
61.4%
Owner38.6%
Renter61.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 39531 in Biloxi, MS has changed in 5 years

Income
$50,711 → $54,218
up 6.9%
Population
18,458 → 18,918
up 2.5%
Renter share
63.3% → 61.4%
-1.9 pts
Bachelor's+
32.9% → 33%
+0.1 pts

Household income in the area moved from $50,711 to $54,218 across the same window, up 6.9% versus 2021. Headcount in the area went from 18,458 to 18,918 between 2021 and 2024, a 2.5% change. About 61.4% of households rent today, against 63.3% in 2021.

Community

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Local insights

Tips for renters in ZIP 39531

About renting in ZIP 39531

Last updated: July 20, 2026

ZIP code 39531 covers Biloxi, MS. The median rent here is $1,356/mo as of July 2026. A 1-bedroom rents for a median of $920/mo. A 2-bedroom rents for a median of $1,140/mo.

At 30% of local median household income ($54,218/yr), ZIP 39531 ranks as moderate compared to the national benchmark of 30%. Rents have increased 10.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 39531?

As of July 20, 2026, the median monthly rent in ZIP 39531 (Biloxi, MS) is $1,356. This is based on aggregated data from public sources and community submissions.

How does ZIP 39531 rent compare to the US average?

ZIP 39531's median rent of $1,356/mo is $609 (31%) below the US national median of $1,965/mo.

How does ZIP 39531 compare to other ZIPs in Mississippi?

ZIP 39531 is among the more affordable ZIP codes in Mississippi, ranking #26 out of 38 ZIPs at $1,356/mo.

How much income do you need to rent in ZIP 39531?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (~$26/hour full-time) to afford the median rent of $1,356/mo in ZIP 39531. The local median household income is $54,218/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 39531?

Rent in ZIP 39531 has increased 10.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 39531 an affordable place to rent?

ZIP 39531 is considered moderate for renters. At $1,356/mo, rent takes approximately 30% of the local median household income ($54,218/yr). The standard benchmark is 30%. ZIP 39531 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 39531 residents rent vs. own?

According to Census data, approximately 61.4% of ZIP 39531 households are renters, while 38.6% are owner-occupied. With a majority renter population, ZIP 39531 has a strong rental market.

How does ZIP 39531 compare to the rest of Biloxi?

ZIP 39531 is more affordable than Biloxi overall. At $1,356/mo, it's $30 below the Biloxi citywide median of $1,386/mo.

When was rent data for ZIP 39531 last updated?

Rent data for ZIP 39531 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,356/mo, rent takes ~30% of ZIP 39531's median household income ($54,218/yr). The standard benchmark is 30%.

ZIP 39531 30%Benchmark 30%
State income tax4.7%
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Schools nearby

Public schools near ZIP 39531 (Biloxi, MS)

Recent submissions

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