ZIP Code · MS

ZIP 39530

Part of Biloxi, MS

Pop. 7,701·Harrison County·33rd most expensive ZIP in Mississippi

Median rent (all units)

$1,242/mo

Year-over-Year

Stable

Month-over-Month

+2.0%

vs US Median

-$690

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 39530 · $1,242

More affordable than 89% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$690

1 BR

$810

2 BR

$1,010

3 BR

$1,310

4 BR+

$1,390

Research median

$1,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($41,117) is $1,028 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,010); a 3-bedroom is $1,310.

Rank in Biloxi

1st cheapest of 3 ZIP codes in Biloxi.

From Zillow's monthly rent index (ZORI) for ZIP 39530. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,904/yr

At $1,242/mo median

Location

CityBiloxi

StateMS

CountyHarrison County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.0% MoM), not inventory.

Demographics

Who lives here

ZIP 39530 (Biloxi, MS) is roughly split between renters and owners, has a large retiree population, has a median income below the national average, 20.9% of residents hold a bachelor's degree or higher.

Population

7,701

Median income

$41,117

Median age

43.6

Renters

45.4%

Age distribution

20.2%

19.7%

20.8%

18.2%

21%

Under 1820.2%

18–3419.7%

35–5420.8%

55–6418.2%

65+21%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

51.8%

24.7%

16.9%

White51.8%

Black24.7%

Hispanic16.9%

Asian5.5%

Other1.1%

Education (25+)

16.5%

29.1%

33.5%

20.9%

No HS diploma16.5%

HS diploma29.1%

Some college33.5%

Bachelor's+20.9%

Housing tenure

54.6%

45.4%

Owner54.6%

Renter45.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 39530 in Biloxi, MS has changed in 5 years

Income

$32,806 → $41,117

up 25.3%

Population

8,030 → 7,701

down 4.1%

Renter share

55.2% → 45.4%

-9.8 pts

Bachelor's+

13.6% → 20.9%

+7.3 pts

Median age

38.3 → 43.6

+5.3 yrs

Census figures show median household income at $41,117 today, compared with $32,806 five years earlier. Headcount in the area went from 8,030 to 7,701 between 2021 and 2024, a 4.1% change. About 45.4% of households rent today, against 55.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 13.6% to 20.9%.

Community

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Local insights

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About renting in ZIP 39530

Last updated: October 17, 2026

ZIP code 39530 covers Biloxi, MS. The median rent here is $1,242/mo as of October 2026. A 1-bedroom rents for a median of $810/mo. A 2-bedroom rents for a median of $1,010/mo.

At 36% of local median household income ($41,117/yr), ZIP 39530 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 39530?

To keep rent at or below 30% of gross income, you would need to earn at least $50,000/year (about $24/hour full-time) to afford the median rent of $1,242/mo in ZIP 39530. The local median household income is $41,117/yr, so the typical household falls short of that bar.