ZIP Code · MS

ZIP 39540

Part of Diberville, MS

Pop. 13,203·Harrison County·14th most expensive ZIP in Mississippi

Median rent (all units)

$1,592/mo

Year-over-Year

Stable

Month-over-Month

-0.4%

vs US Median

-$340

Reported rents

Stable (Monthly)

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ZIP 39540 · $1,592

More affordable than 66% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$850

1 BR

$1,000

2 BR

$1,230

3 BR

$1,590

4 BR+

$1,740

Research median

$1,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($66,016) is $1,650 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,590); a 4-bedroom is $1,740.

Cheaper nearby

ZIP 39530, 3 miles away, rents for 22% less ($1,242/mo), about $4,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 39540. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,104/yr

At $1,592/mo median

Location

CityDiberville

StateMS

CountyHarrison County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 39540 (Diberville, MS) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 25.9% of residents hold a bachelor's degree or higher.

Population

13,203

Median income

$66,016

Median age

Renters

41%

Age distribution

28.5%

21.4%

27.8%

13.4%

Under 1828.5%

18–3421.4%

35–5427.8%

55–648.9%

65+13.4%

Gender

47.5%

52.5%

Male47.5%

Female52.5%

Race & ethnicity

61.7%

19.1%

White61.7%

Black19.1%

Hispanic8.1%

Asian8%

Other3.1%

Education (25+)

34.1%

32.1%

25.9%

No HS diploma8%

HS diploma34.1%

Some college32.1%

Bachelor's+25.9%

Housing tenure

59%

41%

Owner59%

Renter41%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 39540 in Diberville, MS has changed in 5 years

Income

$51,594 → $66,016

up 28.0%

Population

12,736 → 13,203

up 3.7%

Renter share

48.3% → 41%

-7.3 pts

Bachelor's+

23.6% → 25.9%

+2.3 pts

Median age

36.5 → 35

-1.5 yrs

Census figures show median household income at $66,016 today, compared with $51,594 five years earlier. Headcount in the area went from 12,736 to 13,203 between 2021 and 2024, a 3.7% change. About 41% of households rent today, against 48.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 23.6% to 25.9%.

Community

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Local insights

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About renting in ZIP 39540

Last updated: October 17, 2026

ZIP code 39540 covers Diberville, MS. The median rent here is $1,592/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,230/mo.

At 29% of local median household income ($66,016/yr), ZIP 39540 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 39540?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,592/mo in ZIP 39540. The local median household income is $66,016/yr, so the typical household meets that bar.