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ZIP Code · KY

ZIP 40004

Pop. 30,601·Nelson County·74th most expensive ZIP in Kentucky
Median rent (all units)
$1,075/mo
Year-over-Year
-9.1%
Month-over-Month
+2.9%
vs US Median
-$890
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 40004 · $1,075
More affordable than 96% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$780
1 BR
$790
2 BR
$1,030
3 BR
$1,380
4 BR+
$1,730
Research median
$1,030/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,900/yr
At $1,075/mo median
Location
StateKY
CountyNelson County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 9.1% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-9.1% YoY, +2.9% MoM), not inventory.
Demographics

Who lives here

ZIP 40004 (Bardstown, KY) is majority owner-occupied, 25.3% of residents hold a bachelor's degree or higher.

Population
30,601
Median income
$66,578
Median age
39.6
Renters
26.7%
Age distribution
22.4%
21%
25.2%
13.6%
17.9%
Under 1822.4%
18–3421%
35–5425.2%
55–6413.6%
65+17.9%
Gender
49.9%
50.1%
Male49.9%
Female50.1%
Race & ethnicity
86.3%
White86.3%
Black7.7%
Hispanic3%
Asian0.7%
Other2.2%
Education (25+)
36.6%
29.5%
25.3%
No HS diploma8.6%
HS diploma36.6%
Some college29.5%
Bachelor's+25.3%
Housing tenure
73.3%
26.7%
Owner73.3%
Renter26.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40004 in Bardstown, KY has changed in 5 years

Income
$62,637 → $66,578
up 6.3%
Population
30,492 → 30,601
up 0.4%
Renter share
27.1% → 26.7%
-0.4 pts
Bachelor's+
22.9% → 25.3%
+2.4 pts

Local incomes tracked alongside that move, going from a median of $62,637 in 2021 to $66,578 more recently. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 22.9% to 25.3%.

Community

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Local insights

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About renting in ZIP 40004

Last updated: July 20, 2026

ZIP code 40004 covers Bardstown, KY. The median rent here is $1,075/mo as of July 2026. A 1-bedroom rents for a median of $790/mo. A 2-bedroom rents for a median of $1,030/mo.

At 19% of local median household income ($66,578/yr), ZIP 40004 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 9.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40004?

As of July 20, 2026, the median monthly rent in ZIP 40004 (Bardstown, KY) is $1,075. This is based on aggregated data from public sources and community submissions.

How does ZIP 40004 rent compare to the US average?

ZIP 40004's median rent of $1,075/mo is $890 (45%) below the US national median of $1,965/mo.

How does ZIP 40004 compare to other ZIPs in Kentucky?

ZIP 40004 is among the more affordable ZIP codes in Kentucky, ranking #74 out of 83 ZIPs at $1,075/mo.

How much income do you need to rent in ZIP 40004?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (~$21/hour full-time) to afford the median rent of $1,075/mo in ZIP 40004. The local median household income is $66,578/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40004?

Rent in ZIP 40004 has decreased 9.1% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 40004 an affordable place to rent?

ZIP 40004 is considered very affordable for renters. At $1,075/mo, rent takes approximately 19% of the local median household income ($66,578/yr). The standard benchmark is 30%. ZIP 40004 falls comfortably within that range.

What percentage of ZIP 40004 residents rent vs. own?

According to Census data, approximately 26.7% of ZIP 40004 households are renters, while 73.3% are owner-occupied. ZIP 40004 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40004 compare to the rest of Bardstown?

ZIP 40004 sits right at the Bardstown citywide median of $1,075/mo.

When was rent data for ZIP 40004 last updated?

Rent data for ZIP 40004 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,075/mo, rent takes ~19% of ZIP 40004's median household income ($66,578/yr). The standard benchmark is 30%.

ZIP 40004 19%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40004 (Bardstown, KY)

Recent submissions

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