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ZIP Code · KY

ZIP 40212

Pop. 14,661·Jefferson County·77th most expensive ZIP in Kentucky
Median rent (all units)
$1,039/mo
Year-over-Year
-9.6%
Month-over-Month
+0.2%
vs US Median
-$926
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 40212 · $1,039
More affordable than 97% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$820
1 BR
$890
2 BR
$1,080
3 BR
$1,390
4 BR+
$1,610
Research median
$1,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,468/yr
At $1,039/mo median
Location
StateKY
CountyJefferson County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 9.6% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-9.6% YoY, +0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 40212 (Louisville, KY) is roughly split between renters and owners, has a median income below the national average, 12.3% of residents hold a bachelor's degree or higher.

Population
14,661
Median income
$35,753
Median age
40.1
Renters
51.3%
Age distribution
22.9%
18.3%
26.3%
14.3%
18.2%
Under 1822.9%
18–3418.3%
35–5426.3%
55–6414.3%
65+18.2%
Gender
49.4%
50.6%
Male49.4%
Female50.6%
Race & ethnicity
34.2%
59.6%
White34.2%
Black59.6%
Hispanic2.1%
Other4%
Education (25+)
18.1%
44.1%
25.4%
12.3%
No HS diploma18.1%
HS diploma44.1%
Some college25.4%
Bachelor's+12.3%
Housing tenure
48.7%
51.3%
Owner48.7%
Renter51.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40212 in Louisville, KY has changed in 5 years

Income
$31,377 → $35,753
up 13.9%
Population
16,548 → 14,661
down 11.4%
Renter share
48.4% → 51.3%
+2.9 pts
Bachelor's+
11.1% → 12.3%
+1.2 pts
Median age
37.6 → 40.1
+2.5 yrs

Local incomes tracked alongside that move, going from a median of $31,377 in 2021 to $35,753 more recently. Census counts show ZIP 40212 in Louisville, KY losing about 1,887 residents over the five-year window, down 11.4% on net. The renter share has risen from 48.4% to 51.3%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

Tips for renters in ZIP 40212

About renting in ZIP 40212

Last updated: July 20, 2026

ZIP code 40212 covers Louisville, KY. The median rent here is $1,039/mo as of July 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,080/mo.

At 35% of local median household income ($35,753/yr), ZIP 40212 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 9.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40212?

As of July 20, 2026, the median monthly rent in ZIP 40212 (Louisville, KY) is $1,039. This is based on aggregated data from public sources and community submissions.

How does ZIP 40212 rent compare to the US average?

ZIP 40212's median rent of $1,039/mo is $926 (47%) below the US national median of $1,965/mo.

How does ZIP 40212 compare to other ZIPs in Kentucky?

ZIP 40212 is among the more affordable ZIP codes in Kentucky, ranking #77 out of 83 ZIPs at $1,039/mo.

How much income do you need to rent in ZIP 40212?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (~$20/hour full-time) to afford the median rent of $1,039/mo in ZIP 40212. The local median household income is $35,753/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 40212?

Rent in ZIP 40212 has decreased 9.6% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 40212 an affordable place to rent?

ZIP 40212 is considered moderate for renters. At $1,039/mo, rent takes approximately 35% of the local median household income ($35,753/yr). The standard benchmark is 30%. ZIP 40212 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 40212 residents rent vs. own?

According to Census data, approximately 51.3% of ZIP 40212 households are renters, while 48.7% are owner-occupied. With a majority renter population, ZIP 40212 has a strong rental market.

How does ZIP 40212 compare to the rest of Louisville?

ZIP 40212 is more affordable than Louisville overall. At $1,039/mo, it's $355 below the Louisville citywide median of $1,394/mo.

When was rent data for ZIP 40212 last updated?

Rent data for ZIP 40212 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
35%
MODERATE

At $1,039/mo, rent takes ~35% of ZIP 40212's median household income ($35,753/yr). The standard benchmark is 30%.

ZIP 40212 35%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40212 (Louisville, KY)

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