ZIP Code · KY

ZIP 40258

Part of Louisville, KY

Pop. 26,841·Jefferson County·37th most expensive ZIP in Kentucky

Median rent (all units)

$1,423/mo

Year-over-Year

+0.4%

Month-over-Month

+0.2%

vs US Median

-$509

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 40258 · $1,423

More affordable than 78% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$980

1 BR

$1,060

2 BR

$1,290

3 BR

$1,650

4 BR+

$1,920

Research median

$1,290/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Kentucky

Rent in ZIP 40258 changed +0.4% over the year to September 2026. Across the 63 Kentucky ZIP codes Zillow tracks, the typical change was +3.3%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($68,162) is $1,704 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,650); a 4-bedroom is $1,920.

Rank in Louisville

19th cheapest of 29 ZIP codes in Louisville.

Cheaper nearby

ZIP 40214, 5 miles away, rents for 22% less ($1,114/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 40258. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,076/yr

At $1,423/mo median

Location

CityLouisville

StateKY

CountyJefferson County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.4% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 40258 (Louisville, KY) is majority owner-occupied, 17.1% of residents hold a bachelor's degree or higher.

Population

26,841

Median income

$68,162

Median age

40.7

Renters

26.1%

Age distribution

22.5%

20.8%

24.5%

14.9%

17.2%

Under 1822.5%

18–3420.8%

35–5424.5%

55–6414.9%

65+17.2%

Gender

48.2%

51.8%

Male48.2%

Female51.8%

Race & ethnicity

66.5%

19.3%

White66.5%

Black19.3%

Hispanic8.8%

Asian0.5%

Other5%

Education (25+)

13.6%

36.1%

33.2%

17.1%

No HS diploma13.6%

HS diploma36.1%

Some college33.2%

Bachelor's+17.1%

Housing tenure

73.9%

26.1%

Owner73.9%

Renter26.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40258 in Louisville, KY has changed in 5 years

Income

$57,825 → $68,162

up 17.9%

Population

27,430 → 26,841

down 2.1%

Renter share

29.3% → 26.1%

-3.2 pts

Bachelor's+

14.4% → 17.1%

+2.7 pts

Median age

38.1 → 40.7

+2.6 yrs

On the earnings side, the typical household in ZIP 40258 in Louisville, KY now reports about $68,162, up from $57,825 in 2021. Census counts show ZIP 40258 in Louisville, KY losing about 589 residents over the five-year window, down 2.1% on net. The renter share has eased from 29.3% to 26.1%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 14.4% to 17.1% across the same window.

Community

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Local insights

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About renting in ZIP 40258

Last updated: October 17, 2026

ZIP code 40258 covers Louisville, KY. The median rent here is $1,423/mo as of October 2026. A 1-bedroom rents for a median of $1,060/mo. A 2-bedroom rents for a median of $1,290/mo.

At 25% of local median household income ($68,162/yr), ZIP 40258 ranks as affordable compared to the national benchmark of 30%. Rents have increased 0.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 40258?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,423/mo in ZIP 40258. The local median household income is $68,162/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 40258?

Rent in ZIP 40258 has been roughly flat over the past year, a +0.4% change.

How does ZIP 40258 compare to other ZIPs in Kentucky?

ZIP 40258 is in the middle among Kentucky ZIP codes for rent, ranking #37 of 78 at $1,423/mo. Over the year to September 2026, rent in ZIP 40258 changed +0.4%, against a typical +3.3% across the 63 Kentucky ZIP codes Zillow tracks.