ZIP Code · OH

ZIP 45204

Part of Cincinnati, OH

Pop. 8,412·Hamilton County·116th most expensive ZIP in Ohio

Median rent (all units)

$1,374/mo

Year-over-Year

Stable

Month-over-Month

-2.8%

vs US Median

-$558

Reported rents

Falling (Monthly)

Be the first to discuss 45204 rents ↓

Most AffordableMost Expensive

ZIP 45204 · $1,374

More affordable than 82% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$720

1 BR

$790

2 BR

$1,020

3 BR

$1,350

4 BR+

$1,490

Research median

$1,020/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($31,236) is $781 a month. That covers HUD's Fair Market Rent for up to a studio ($720); a 1-bedroom is $790.

Rank in Cincinnati

14th cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45238, 3 miles away, rents for 16% less ($1,159/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45204. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,488/yr

At $1,374/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 0.0% YoY), so renters have negotiating leverage.

Based on rent-price momentum (+0.0% YoY, -2.8% MoM), not inventory.

Demographics

Who lives here

ZIP 45204 (Cincinnati, OH) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 17.5% of residents hold a bachelor's degree or higher.

Population

8,412

Median income

$31,236

Median age

27.6

Renters

56.3%

Age distribution

36.4%

29.7%

16%

Under 1836.4%

18–3429.7%

35–5416%

55–648.8%

65+9%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

38.1%

40.4%

16.8%

White38.1%

Black40.4%

Hispanic3.6%

Asian1%

Other16.8%

Education (25+)

22.9%

36.4%

23.2%

17.5%

No HS diploma22.9%

HS diploma36.4%

Some college23.2%

Bachelor's+17.5%

Housing tenure

43.7%

56.3%

Owner43.7%

Renter56.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45204 in Cincinnati, OH has changed in 5 years

Income

$35,564 → $31,236

down 12.2%

Population

6,680 → 8,412

up 25.9%

Renter share

58.5% → 56.3%

-2.2 pts

Bachelor's+

19.7% → 17.5%

-2.2 pts

Median age

32.7 → 27.6

-5.1 yrs

Census figures show median household income at $31,236 today, compared with $35,564 five years earlier. The population has grown by 25.9% since 2021, moving from about 6,680 residents to roughly 8,412. Renters now make up 56.3% of households, compared with 58.5% five years ago. College-educated residents now make up 17.5% of adults here, versus 19.7% in 2021.

Community

Discussions about ZIP 45204

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 45204

About renting in ZIP 45204

Last updated: October 17, 2026

ZIP code 45204 covers Cincinnati, OH. The median rent here is $1,374/mo as of October 2026. A 1-bedroom rents for a median of $790/mo. A 2-bedroom rents for a median of $1,020/mo.

At 53% of local median household income ($31,236/yr), ZIP 45204 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45204?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (about $26/hour full-time) to afford the median rent of $1,374/mo in ZIP 45204. The local median household income is $31,236/yr, so the typical household falls short of that bar.