ZIP Code · OH

ZIP 45039

Part of Maineville, OH

Pop. 28,335·Warren County·16th most expensive ZIP in Ohio

Median rent (all units)

$1,901/mo

Year-over-Year

+1.4%

Month-over-Month

-0.4%

vs US Median

-$31

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45039 · $1,901

More expensive than 56% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,400

1 BR

$1,540

2 BR

$1,980

3 BR

$2,610

4 BR+

$2,890

Research median

$1,980/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 45039 usually run 2.3% below trend in January and 1.7% above it in August, about $76 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 45039 is 2.3% below its high of $1,946 in March 2026, at $1,901 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45039 changed +1.4% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($108,794) is $2,720 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,610); a 4-bedroom is $2,890.

Cheaper nearby

ZIP 45249, 6 miles away, rents for 15% less ($1,616/mo), about $3,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45039. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,812/yr

At $1,901/mo median

Location

CityMaineville

StateOH

CountyWarren County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+1.4% YoY, -0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 45039 (Maineville, OH) is majority owner-occupied, has a median income above the national average, 51.6% of residents hold a bachelor's degree or higher.

Population

28,335

Median income

$108,794

Median age

39.5

Renters

16.2%

Age distribution

23.9%

18.3%

27.8%

12.8%

17.2%

Under 1823.9%

18–3418.3%

35–5427.8%

55–6412.8%

65+17.2%

Gender

50.4%

49.6%

Male50.4%

Female49.6%

Race & ethnicity

86.3%

White86.3%

Black2.7%

Hispanic4.8%

Asian4.4%

Other1.7%

Education (25+)

18.8%

26.2%

51.6%

No HS diploma3.3%

HS diploma18.8%

Some college26.2%

Bachelor's+51.6%

Housing tenure

83.8%

16.2%

Owner83.8%

Renter16.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45039 in Maineville, OH has changed in 5 years

Rent

$1,431 → $1,901

up 32.8%

Income

$102,987 → $108,794

up 5.6%

Population

28,089 → 28,335

up 0.9%

Renter share

13.3% → 16.2%

+2.9 pts

Bachelor's+

52.7% → 51.6%

-1.1 pts

Compared with 2021, rent in ZIP 45039 in Maineville, OH has increased by $470 per month, settling near $1,901 after starting the period at $1,431. Median household income grew from $102,987 to $108,794 between 2021 and 2024, a 5.6% shift. Rent outpaced income growth by roughly 27.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 16.2% of households rent today, against 13.3% in 2021. Taken together, the five-year picture in ZIP 45039 in Maineville, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 45039

Last updated: October 17, 2026

ZIP code 45039 covers Maineville, OH. The median rent here is $1,901/mo as of October 2026. A 1-bedroom rents for a median of $1,540/mo. A 2-bedroom rents for a median of $1,980/mo.

At 21% of local median household income ($108,794/yr), ZIP 45039 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45039?

To keep rent at or below 30% of gross income, you would need to earn at least $76,000/year (about $37/hour full-time) to afford the median rent of $1,901/mo in ZIP 45039. The local median household income is $108,794/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45039?

Rent in ZIP 45039 has risen 1.4% over the past year as of September 2026. It sits 2.3% below its high of $1,946 in March 2026.

When is the cheapest time to rent in ZIP 45039?

Asking rents in ZIP 45039 are usually lowest in January, about 2.3% below their yearly trend, and highest in August, about 1.7% above it. At today's median that is a gap of roughly $76 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 45039 compare to other ZIPs in Ohio?

ZIP 45039 is one of the pricier among Ohio ZIP codes for rent, ranking #16 of 229 at $1,901/mo. Over the year to September 2026, rent in ZIP 45039 changed +1.4%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.