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ZIP Code · OH

ZIP 45140

Part of Loveland, OH
Pop. 57,211·Clermont County·25th most expensive ZIP in Ohio
Median rent (all units)
$1,808/mo
Year-over-Year
+2.7%
Month-over-Month
+2.4%
vs US Median
-$157
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 45140 · $1,808
More affordable than 51% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,210
1 BR
$1,330
2 BR
$1,710
3 BR
$2,260
4 BR+
$2,500
Research median
$1,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,696/yr
At $1,808/mo median
Location
StateOH
CountyClermont County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.7% YoY, +2.4% MoM), not inventory.
Demographics

Who lives here

ZIP 45140 (Loveland, OH) is majority owner-occupied, has a median income above the national average, 52.5% of residents hold a bachelor's degree or higher.

Population
57,211
Median income
$114,827
Median age
41.6
Renters
19.6%
Age distribution
24.7%
17.1%
26.9%
14.1%
17.1%
Under 1824.7%
18–3417.1%
35–5426.9%
55–6414.1%
65+17.1%
Gender
49.6%
50.4%
Male49.6%
Female50.4%
Race & ethnicity
86.9%
White86.9%
Black1.8%
Hispanic4.3%
Asian3.8%
Other3.2%
Education (25+)
19.2%
25.2%
52.5%
No HS diploma3%
HS diploma19.2%
Some college25.2%
Bachelor's+52.5%
Housing tenure
80.4%
19.6%
Owner80.4%
Renter19.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45140 in Loveland, OH has changed in 5 years

Income
$97,105 → $114,827
up 18.3%
Population
54,686 → 57,211
up 4.6%
Renter share
22.2% → 19.6%
-2.6 pts
Bachelor's+
48.7% → 52.5%
+3.8 pts
Median age
40.4 → 41.6
+1.2 yrs

Local incomes tracked alongside that move, going from a median of $97,105 in 2021 to $114,827 more recently. Census counts show ZIP 45140 in Loveland, OH adding about 2,525 residents over the five-year window, up 4.6% on net. The renter share has eased from 22.2% to 19.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 48.7% to 52.5% across the same window.

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Local insights

Tips for renters in ZIP 45140

About renting in ZIP 45140

Last updated: July 20, 2026

ZIP code 45140 covers Loveland, OH. The median rent here is $1,808/mo as of July 2026. A 1-bedroom rents for a median of $1,330/mo. A 2-bedroom rents for a median of $1,710/mo.

At 19% of local median household income ($114,827/yr), ZIP 45140 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45140?

As of July 20, 2026, the median monthly rent in ZIP 45140 (Loveland, OH) is $1,808. This is based on aggregated data from public sources and community submissions.

How does ZIP 45140 rent compare to the US average?

ZIP 45140's median rent of $1,808/mo is $157 (8%) below the US national median of $1,965/mo.

How does ZIP 45140 compare to other ZIPs in Ohio?

ZIP 45140 is one of the pricier ZIP codes in Ohio, ranking #25 out of 232 ZIPs tracked at $1,808/mo.

How much income do you need to rent in ZIP 45140?

To keep rent at or below 30% of gross income, you would need to earn at least $72,000/year (~$35/hour full-time) to afford the median rent of $1,808/mo in ZIP 45140. The local median household income is $114,827/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45140?

Rent in ZIP 45140 has increased 2.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 45140 an affordable place to rent?

ZIP 45140 is considered very affordable for renters. At $1,808/mo, rent takes approximately 19% of the local median household income ($114,827/yr). The standard benchmark is 30%. ZIP 45140 falls comfortably within that range.

What percentage of ZIP 45140 residents rent vs. own?

According to Census data, approximately 19.6% of ZIP 45140 households are renters, while 80.4% are owner-occupied. ZIP 45140 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45140 compare to the rest of Loveland?

ZIP 45140 is pricier than Loveland as a whole. At $1,808/mo, it's $4 above the Loveland citywide median of $1,804/mo.

When was rent data for ZIP 45140 last updated?

Rent data for ZIP 45140 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,808/mo, rent takes ~19% of ZIP 45140's median household income ($114,827/yr). The standard benchmark is 30%.

ZIP 45140 19%Benchmark 30%
State income tax2.75–3.5%
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Public schools near ZIP 45140 (Loveland, OH)

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