ZIP Code · OH

ZIP 45056

Part of Oxford, OH

Pop. 27,376·Butler County·143rd most expensive ZIP in Ohio

Median rent (all units)

$1,275/mo

Year-over-Year

Stable

Month-over-Month

-12.4%

vs US Median

-$657

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 45056 · $1,275

More affordable than 88% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$930

1 BR

$1,030

2 BR

$1,320

3 BR

$1,740

4 BR+

$1,930

Research median

$1,320/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($49,233) is $1,231 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,030); a 2-bedroom is $1,320.

From Zillow's monthly rent index (ZORI) for ZIP 45056. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,300/yr

At $1,275/mo median

Location

CityOxford

StateOH

CountyButler County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -12.4% MoM), not inventory.

Demographics

Who lives here

ZIP 45056 (Oxford, OH) is roughly split between renters and owners, skews toward younger working-age adults, has a median income below the national average, 52.1% of residents hold a bachelor's degree or higher.

Population

27,376

Median income

$49,233

Median age

21.6

Renters

52.2%

Age distribution

56.5%

12.6%

Under 1811.3%

18–3456.5%

35–5412.6%

55–647.9%

65+11.7%

Gender

48.7%

51.3%

Male48.7%

Female51.3%

Race & ethnicity

80.9%

White80.9%

Black4.6%

Hispanic2.8%

Asian6.8%

Other4.9%

Education (25+)

25.3%

18.6%

52.1%

No HS diploma4.1%

HS diploma25.3%

Some college18.6%

Bachelor's+52.1%

Housing tenure

47.8%

52.2%

Owner47.8%

Renter52.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45056 in Oxford, OH has changed in 5 years

Income

$48,395 → $49,233

up 1.7%

Population

28,153 → 27,376

down 2.8%

Renter share

51.2% → 52.2%

+1.0 pts

Bachelor's+

54.4% → 52.1%

-2.3 pts

Median household income grew from $48,395 to $49,233 between 2021 and 2024, a 1.7% shift. Headcount in the area went from 28,153 to 27,376 between 2021 and 2024, a 2.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 54.4% to 52.1%.

Community

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Local insights

Tips for renters in ZIP 45056

About renting in ZIP 45056

Last updated: October 17, 2026

ZIP code 45056 covers Oxford, OH. The median rent here is $1,275/mo as of October 2026. A 1-bedroom rents for a median of $1,030/mo. A 2-bedroom rents for a median of $1,320/mo.

At 31% of local median household income ($49,233/yr), ZIP 45056 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45056?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (about $25/hour full-time) to afford the median rent of $1,275/mo in ZIP 45056. The local median household income is $49,233/yr, so the typical household falls short of that bar.