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ZIP Code · OH

ZIP 45245

Pop. 20,045·Clermont County·74th most expensive ZIP in Ohio
Median rent (all units)
$1,585/mo
Year-over-Year
Stable
Month-over-Month
-4.9%
vs US Median
-$380
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45245 · $1,585
More affordable than 68% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,010
1 BR
$1,100
2 BR
$1,420
3 BR
$1,870
4 BR+
$2,070
Research median
$1,420/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,020/yr
At $1,585/mo median
Location
StateOH
CountyClermont County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -4.9% MoM), not inventory.
Demographics

Who lives here

ZIP 45245 (Cincinnati, OH) is majority owner-occupied, has a large retiree population, 32.3% of residents hold a bachelor's degree or higher.

Population
20,045
Median income
$80,147
Median age
41.7
Renters
37.4%
Age distribution
18.1%
20.5%
25.3%
14%
22.1%
Under 1818.1%
18–3420.5%
35–5425.3%
55–6414%
65+22.1%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
87.5%
White87.5%
Black2.3%
Hispanic4.7%
Asian1.3%
Other4.2%
Education (25+)
31.3%
30.6%
32.3%
No HS diploma5.9%
HS diploma31.3%
Some college30.6%
Bachelor's+32.3%
Housing tenure
62.6%
37.4%
Owner62.6%
Renter37.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45245 in Cincinnati, OH has changed in 5 years

Income
$65,271 → $80,147
up 22.8%
Population
20,880 → 20,045
down 4.0%
Renter share
37.1% → 37.4%
+0.3 pts
Bachelor's+
31.8% → 32.3%
+0.5 pts
Median age
40 → 41.7
+1.7 yrs

Median household income grew from $65,271 to $80,147 between 2021 and 2024, a 22.8% shift. Headcount in the area went from 20,880 to 20,045 between 2021 and 2024, a 4.0% change.

Community

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Local insights

Tips for renters in ZIP 45245

About renting in ZIP 45245

Last updated: July 20, 2026

ZIP code 45245 covers Cincinnati, OH. The median rent here is $1,585/mo as of July 2026. A 1-bedroom rents for a median of $1,100/mo. A 2-bedroom rents for a median of $1,420/mo.

At 24% of local median household income ($80,147/yr), ZIP 45245 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 45245?

As of July 20, 2026, the median monthly rent in ZIP 45245 (Cincinnati, OH) is $1,585. This is based on aggregated data from public sources and community submissions.

How does ZIP 45245 rent compare to the US average?

ZIP 45245's median rent of $1,585/mo is $380 (19%) below the US national median of $1,965/mo.

How does ZIP 45245 compare to other ZIPs in Ohio?

ZIP 45245 is one of the pricier ZIP codes in Ohio, ranking #74 out of 232 ZIPs tracked at $1,585/mo.

How much income do you need to rent in ZIP 45245?

To keep rent at or below 30% of gross income, you would need to earn at least $63,000/year (~$30/hour full-time) to afford the median rent of $1,585/mo in ZIP 45245. The local median household income is $80,147/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 45245?

Rent in ZIP 45245 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 45245 an affordable place to rent?

ZIP 45245 is considered very affordable for renters. At $1,585/mo, rent takes approximately 24% of the local median household income ($80,147/yr). The standard benchmark is 30%. ZIP 45245 falls comfortably within that range.

What percentage of ZIP 45245 residents rent vs. own?

According to Census data, approximately 37.4% of ZIP 45245 households are renters, while 62.6% are owner-occupied. ZIP 45245 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 45245 compare to the rest of Cincinnati?

ZIP 45245 is pricier than Cincinnati as a whole. At $1,585/mo, it's $110 above the Cincinnati citywide median of $1,475/mo.

When was rent data for ZIP 45245 last updated?

Rent data for ZIP 45245 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
24%
VERY AFFORDABLE

At $1,585/mo, rent takes ~24% of ZIP 45245's median household income ($80,147/yr). The standard benchmark is 30%.

ZIP 45245 24%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45245 (Cincinnati, OH)

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