ZIP Code · OH

ZIP 45230

Pop. 27,501·Hamilton County·118th most expensive ZIP in Ohio
Median rent (all units)
$1,358/mo
Year-over-Year
+2.4%
Month-over-Month
Stable
vs US Median
-$574
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 45230 · $1,358
More affordable than 83% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$860
1 BR
$940
2 BR
$1,210
3 BR
$1,600
4 BR+
$1,770
Research median
$1,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in ZIP 45230 usually run 1.3% below trend in April and 1.3% above it in January, about $35 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 45230 is 1.9% below its high of $1,385 in December 2024, at $1,358 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45230 changed +2.4% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($89,516) is $2,238 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,770).

Rank in Cincinnati

13th cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 41014, 6 miles away, rents for 10% less ($1,218/mo), about $1,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45230. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,296/yr
At $1,358/mo median
Location
StateOH
CountyHamilton County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.4% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 45230 (Cincinnati, OH) is majority owner-occupied, has a median income above the national average, 54.5% of residents hold a bachelor's degree or higher.

Population
27,501
Median income
$89,516
Median age
37.7
Renters
25.3%
Age distribution
24.7%
21.3%
27.8%
16%
Under 1824.7%
18–3421.3%
35–5427.8%
55–6410.3%
65+16%
Gender
45.9%
54.1%
Male45.9%
Female54.1%
Race & ethnicity
84.6%
White84.6%
Black4.4%
Hispanic4.5%
Asian1.6%
Other5%
Education (25+)
17.4%
24.5%
54.5%
No HS diploma3.6%
HS diploma17.4%
Some college24.5%
Bachelor's+54.5%
Housing tenure
74.7%
25.3%
Owner74.7%
Renter25.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45230 in Cincinnati, OH has changed in 5 years

Rent
$1,016 → $1,358
up 33.7%
Income
$78,447 → $89,516
up 14.1%
Population
27,628 → 27,501
down 0.5%
Renter share
26.2% → 25.3%
-0.9 pts
Bachelor's+
50.9% → 54.5%
+3.6 pts
Median age
39.3 → 37.7
-1.6 yrs

Across the past five years, the going rent in ZIP 45230 in Cincinnati, OH has shifted from $1,016 to $1,358, up 33.7% since 2021. Local incomes tracked alongside that move, going from a median of $78,447 in 2021 to $89,516 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 50.9% to 54.5% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45230 in Cincinnati, OH market of 2021.

Community

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Local insights

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About renting in ZIP 45230

Last updated: October 17, 2026

ZIP code 45230 covers Cincinnati, OH. The median rent here is $1,358/mo as of October 2026. A 1-bedroom rents for a median of $940/mo. A 2-bedroom rents for a median of $1,210/mo.

At 18% of local median household income ($89,516/yr), ZIP 45230 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45230?

To keep rent at or below 30% of gross income, you would need to earn at least $54,000/year (about $26/hour full-time) to afford the median rent of $1,358/mo in ZIP 45230. The local median household income is $89,516/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45230?

Rent in ZIP 45230 has risen 2.4% over the past year as of September 2026. It sits 1.9% below its high of $1,385 in December 2024.

When is the cheapest time to rent in ZIP 45230?

Asking rents in ZIP 45230 are usually lowest in April, about 1.3% below their yearly trend, and highest in January, about 1.3% above it. At today's median that is a gap of roughly $35 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 45230 compare to other ZIPs in Ohio?

ZIP 45230 is in the middle among Ohio ZIP codes for rent, ranking #118 of 229 at $1,358/mo. Over the year to September 2026, rent in ZIP 45230 changed +2.4%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45230 compare to the rest of Cincinnati?

At $1,358/mo, ZIP 45230 is $74 below the Cincinnati citywide median of $1,432/mo. It is the 13th cheapest of 25 ZIP codes in Cincinnati.
Income Affordability
18%
VERY AFFORDABLE

At $1,358/mo, rent takes ~18% of ZIP 45230's median household income ($89,516/yr). The standard benchmark is 30%.

ZIP 45230 18%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45230 (Cincinnati, OH)

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