ZIP Code · OH

ZIP 45322

Part of Englewood, OH

Pop. 20,884·Montgomery County·115th most expensive ZIP in Ohio

Median rent (all units)

$1,376/mo

Year-over-Year

+10.3%

Month-over-Month

+1.1%

vs US Median

-$556

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 45322 · $1,376

More affordable than 82% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$980

1 BR

$1,060

2 BR

$1,340

3 BR

$1,740

4 BR+

$1,910

Research median

$1,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Ohio

Rent in ZIP 45322 changed +10.3% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($75,349) is $1,884 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,740); a 4-bedroom is $1,910.

Cheaper nearby

ZIP 45406, 9 miles away, rents for 22% less ($1,072/mo), about $3,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45322. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,512/yr

At $1,376/mo median

Location

CityEnglewood

StateOH

CountyMontgomery County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 10.3% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+10.3% YoY, +1.1% MoM), not inventory.

Demographics

Who lives here

ZIP 45322 (Englewood, OH) is majority owner-occupied, has a large retiree population, 27% of residents hold a bachelor's degree or higher.

Population

20,884

Median income

$75,349

Median age

41.4

Renters

24%

Age distribution

23.4%

17.5%

21.3%

13.7%

24.1%

Under 1823.4%

18–3417.5%

35–5421.3%

55–6413.7%

65+24.1%

Gender

46.3%

53.7%

Male46.3%

Female53.7%

Race & ethnicity

77.1%

White77.1%

Black10.4%

Hispanic2.5%

Asian0.9%

Other9.1%

Education (25+)

31%

39.2%

27%

No HS diploma2.7%

HS diploma31%

Some college39.2%

Bachelor's+27%

Housing tenure

76%

24%

Owner76%

Renter24%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45322 in Englewood, OH has changed in 5 years

Income

$64,820 → $75,349

up 16.2%

Population

21,494 → 20,884

down 2.8%

Renter share

26.3% → 24%

-2.3 pts

Bachelor's+

28.8% → 27%

-1.8 pts

Median age

44 → 41.4

-2.6 yrs

Local incomes tracked alongside that move, going from a median of $64,820 in 2021 to $75,349 more recently. Headcount in the area went from 21,494 to 20,884 between 2021 and 2024, a 2.8% change. About 24% of households rent today, against 26.3% in 2021.

Community

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Local insights

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About renting in ZIP 45322

Last updated: October 17, 2026

ZIP code 45322 covers Englewood, OH. The median rent here is $1,376/mo as of October 2026. A 1-bedroom rents for a median of $1,060/mo. A 2-bedroom rents for a median of $1,340/mo.

At 22% of local median household income ($75,349/yr), ZIP 45322 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45322?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (about $26/hour full-time) to afford the median rent of $1,376/mo in ZIP 45322. The local median household income is $75,349/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45322?

Rent in ZIP 45322 has risen 10.3% over the past year.

How does ZIP 45322 compare to other ZIPs in Ohio?

ZIP 45322 is in the middle among Ohio ZIP codes for rent, ranking #115 of 229 at $1,376/mo. Over the year to September 2026, rent in ZIP 45322 changed +10.3%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

Income Affordability

22%

VERY AFFORDABLE

At $1,376/mo, rent takes ~22% of ZIP 45322's median household income ($75,349/yr). The standard benchmark is 30%.

ZIP 45322 22%Benchmark 30%

State income tax2.75–3.5%

Nearby ZIPs

+$8